Ashley K Cook

US Patent:

20210166332, Jun 3, 2021

Filed:

Feb 11, 2021

Appl. No.:

17/174113

Inventors:

- Dallas TX, US
Ashley COOK - Dallas TX, US

International Classification:

G06Q 50/16
G06Q 20/40
G06Q 20/04
G06Q 20/02
G06Q 30/06
G06Q 20/32

Abstract:

A system for storing data related to a transaction and for facilitating the transaction, the system comprising: an application server coupled with a database and configured to store information associated with a plurality of transactions, the information including account information related to a user account maintained by a first financial institution, a recipient identifier, and account information related to a recipient account maintained with a second financial institution, the application server further configured to: receive transaction data associated with a payment of the transaction, the transaction data comprising an identifier and user account information; identify the recipient account information based on a comparison of the received identifier against the stored recipient identifier; generate transfer instructions data based on the transaction data and recipient account information; and forward the transfer instructions data to the first financial institution based on the user account information to cause a deposit into the recipient account.

US Patent:

20210166333, Jun 3, 2021

Filed:

Feb 12, 2021

Appl. No.:

17/175293

Inventors:

- Dallas TX, US
Ashley COOK - Dallas TX, US

International Classification:

G06Q 50/16
G06Q 20/40
G06Q 20/04
G06Q 20/02
G06Q 30/06
G06Q 20/32

Abstract:

A system for storing data related to a transaction and for facilitating the transaction, the system comprising: an application server coupled with a database and configured to store information associated with a plurality of transactions, the information including account information related to a user account maintained by a first financial institution, a recipient identifier, and account information related to a recipient account maintained with a second financial institution, the application server further configured to: receive transaction data associated with a payment of the transaction, the transaction data comprising an identifier and user account information; identify the recipient account information based on a comparison of the received identifier against the stored recipient identifier; generate transfer instructions data based on the transaction data and recipient account information; and forward the transfer instructions data to the first financial institution based on the user account information to cause a deposit into the recipient account.

US Patent:

20180240208, Aug 23, 2018

Filed:

Mar 22, 2018

Appl. No.:

15/933278

Inventors:

Ashley COOK - DALLAS TX, US

International Classification:

G06Q 50/16
G06Q 20/04
G06K 9/00
G06Q 20/32
G06Q 20/40

Abstract:

A system for storing data related to a transaction and for authenticating parties involved therewith, the system comprises a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including one or more credentials associated with a plurality of users, a transaction identifier, a source user identifier, a recipient user identifier, and account information related to an recipient account for the recipient user maintained with a financial institution, the application server further configured to receive at least one credential associated with a first user from a first user device and authenticate the first user based on a comparison of the at least one credential against one or more credentials stored at the application server to permit the first user to transmit transaction data related to the transaction and associated with the source user to the financial institution to cause a deposit into the recipient account based on receiving the source user identifier and transaction identifier from the first user device, wherein the first user is not the source user or the recipient user.

US Patent:

20180225787, Aug 9, 2018

Filed:

Mar 22, 2018

Appl. No.:

15/933221

Inventors:

Ashley COOK - DALLAS TX, US

International Classification:

G06Q 50/16
G06Q 20/40
G06Q 20/32
G06Q 20/04
G06K 9/00

Abstract:

A system for storing data related to a transaction and for facilitating the transaction, the system comprising: a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information comprising a second user identifier and an identifier of a property related to the transaction, the application server further configured to: receive, from a device of the first user, transaction data for payment related to the transaction based on confirmation of the second user identifier and the identifier of the property, transmit, to a device of the second user, a request to verify the second user based at least in part on a property identifier input into the device of the second user, and based on a comparison of the property identifier with the identifier of the property stored in the database, transmit instructions for processing the transaction data to a financial institution identified by the second user if the property identifier is substantially similar to the identifier of the property.

US Patent:

20180225788, Aug 9, 2018

Filed:

Mar 22, 2018

Appl. No.:

15/933224

Inventors:

Ashley COOK - DALLAS TX, US

International Classification:

G06Q 50/16
G06Q 20/40
G06Q 20/32
G06Q 20/04
G06K 9/00

Abstract:

A system for storing data related to a transaction and for facilitating the transaction, the system comprises a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier, a notary identifier, and a buyer identifier, the application server further configured to receive geographical location data related to a buyer associated with the transaction, generate and send a notification to a device associated with the notary identifier to cause a notary agent identified, by the application server, based on the notary identifier to be dispatched to the geographical location of the buyer, and receive authentication credentials from the notary device based on the transaction identifier and buyer identifier.

US Patent:

20180225789, Aug 9, 2018

Filed:

Mar 22, 2018

Appl. No.:

15/933232

Inventors:

Ashley COOK - DALLAS TX, US

International Classification:

G06Q 50/16
G06Q 20/40
G06Q 20/32
G06Q 20/04
G06K 9/00

Abstract:

A system for storing data related to a transaction and for facilitating the transaction from at least one of a plurality of payment sources, the system comprises a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier, a recipient identifier, and account information related to a recipient account for the recipient maintained with a financial institution, the application server further configured to receive transaction data from a user device associated with a payment from at least one of a plurality of payment sources and related to the transaction, the transaction data comprising the transaction identifier and the recipient identifier, generate an electronic check based on the transaction data, and forward the electronic check and recipient account information to the financial institution to cause a deposit into the recipient account.

US Patent:

20180225790, Aug 9, 2018

Filed:

Mar 22, 2018

Appl. No.:

15/933238

Inventors:

Ashley COOK - DALLAS TX, US

International Classification:

G06Q 50/16
G06Q 20/40
G06Q 20/32
G06Q 20/04
G06K 9/00

Abstract:

A system for storing data related to a transaction and for facilitating exchange of the data related thereto, the system comprises a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier and a plurality of identifiers of parties related to the transaction, the parties registered with the application server based on the associated identifier, the application server further configured to associate identifiers of one or more parties with the transaction based in part on a transaction identifier provided by a device associated with the one or more parties, receive data representative of one or more documents from the device, store data representative of one or more documents and an association of the data related to the transaction based in part on the identifier of the party and the transaction identifier, and, in response to receiving the data representative of the one or more documents, generate and send one or more notifications to one or more of the remaining parties related to the transaction.

US Patent:

20180225791, Aug 9, 2018

Filed:

Mar 22, 2018

Appl. No.:

15/933247

Inventors:

Ashley COOK - DALLAS TX, US

International Classification:

G06Q 50/16
G06Q 20/40
G06Q 20/32
G06Q 20/04
G06K 9/00

Abstract:

A system for storing data related to a transaction and for facilitating the transaction, the system comprising: a database; an application server coupled with the database and configured to store information associated with a plurality of transactions, the information including a transaction identifier, an escrow agent identifier and account information related to an escrow agent account maintained with a financial institution, the application server further configured to: receive transaction data associated with a payment from an account of a buyer related to the transaction, an identification of an escrow agent, and a transaction identifier related to the transaction from a device associated with an agent of the buyer, the transaction being between the buyer and a seller; forward the transaction data to the financial institution to cause a deposit into the escrow agent account based on a comparison of the identified escrow agent with the escrow agent identifier associated with the transaction, wherein the escrow account is retrieved when the escrow agent identifier is associated with the identified escrow agent, and generate and automatically send notifications to the escrow agent and buyer agent.