Charles L Fletcher

US Patent:

8380624, Feb 19, 2013

Filed:

Dec 19, 2007

Appl. No.:

11/959875

Inventors:

Charles Dale Fletcher - San Jose CA, US

Assignee:

eBay Inc. - San Jose CA

International Classification:

G06Q 30/00
G06Q 40/00

US Classification:

705 40, 705 144, 705 39

Abstract:

A computerized method and a system for contextual spending in person-to-person payments are provided. In example embodiments, a payment system may receive a request from a first party for making a payment to a second party. The payment system may send a recommendation for utilization of the payment to the second party. The payment system may also request and receive from the first party an instruction related to charging a transaction fee associated with the payment.

US Patent:

20070100706, May 3, 2007

Filed:

Dec 30, 2005

Appl. No.:

11/323859

Inventors:

David Raccah - San Jose CA, US
Alok Bhanot - Hillsborough CA, US
Srinivasan Raman - Cupertino CA, US
Charles Fletcher - San Jose CA, US

International Classification:

G06Q 30/00

US Classification:

705026000

Abstract:

A system and method provides a user of a network-based commerce facility the ability to either purchase all of the items in his electronic shopping cart, to purchase some of the items in his electronic shopping cart, or to purchase none of the items in his electronic shopping cart.

US Patent:

20090265252, Oct 22, 2009

Filed:

Apr 21, 2008

Appl. No.:

12/106647

Inventors:

Charles Dale Fletcher - San Jose CA, US

International Classification:

G06Q 30/00
G06F 3/048
G06F 15/16

US Classification:

705 26, 715780, 709203

Abstract:

An electronic invoice is associated with a transaction code. The electronic invoice may be provided by a merchant. The transaction code may be generated by a payment processing system. Two or more consumers may retrieve the electronic invoice using the transaction code. Based on the electronic invoice, the consumers may use the payment processing system to pay the merchant.

US Patent:

20110078042, Mar 31, 2011

Filed:

Sep 29, 2009

Appl. No.:

12/568989

Inventors:

Charles Fletcher - Los Gatos CA, US

Assignee:

eBay Inc. - San Jose CA

International Classification:

G06Q 30/00
G06Q 20/00
G06Q 50/00

US Classification:

705 2635, 705 44

Abstract:

In accordance with embodiments of the present disclosure, systems and methods for facilitating electronic commerce over a network include receiving a transaction request from a merchant on behalf of a client, accessing a client account associated with the client based on information passed with the transaction request, reviewing spending parameters stored as part of the client account, the spending parameters indicating acceptable merchant category codes for client approved merchants, comparing a merchant category code for the merchant with the acceptable merchant category codes of the spending parameters, approving the transaction request between the merchant and the client if the merchant category code for the merchant is determined to be an acceptable merchant category code of the spending parameters, and denying the transaction request between the merchant and the client if the merchant category code for the merchant is determined to be an unacceptable merchant category code of the spending parameters.

US Patent:

20130159175, Jun 20, 2013

Filed:

Feb 15, 2013

Appl. No.:

13/768981

Inventors:

Charles Dale Fletcher - San Jose CA, US

Assignee:

eBay Inc. - San Jose CA

International Classification:

G06Q 20/10

US Classification:

705 39

Abstract:

Receiving at a payment system a request associated with a first party to make a payment to a second party. Recommendations for utilizing the payment are evaluated based on a profile of the second party. The payment and a recommendation for utilization of the payment are sent to the second party. The recommendation that is sent is based on a profile of the second party and may include shopping at a physical store, shopping at an online store, ordering from a catalog, saving in an account, ordering a credit card, ordering a debit card. A transaction fee associated with the payment, and a portion of the fee to be paid by each party is calculated.

US Patent:

20150332267, Nov 19, 2015

Filed:

Jul 30, 2015

Appl. No.:

14/814416

Inventors:

- San Jose CA, US
Charles Fletcher - Los Gatos CA, US

International Classification:

G06Q 20/40

Abstract:

In accordance with embodiments of the present disclosure, systems and methods for facilitating electronic commerce over a network include receiving a transaction request from a merchant on behalf of a client, accessing a client account associated with the client based on information passed with the transaction request, reviewing spending parameters stored as part of the client account, the spending parameters indicating acceptable merchant category codes for client approved merchants, comparing a merchant category code for the merchant with the acceptable merchant category codes of the spending parameters, approving the transaction request between the merchant and the client if the merchant category code for the merchant is determined to be an acceptable merchant category code of the spending parameters, and denying the transaction request between the merchant and the client if the merchant category code for the merchant is determined to be an unacceptable merchant category code of the spending parameters.

US Patent:

20140164231, Jun 12, 2014

Filed:

Feb 17, 2014

Appl. No.:

14/182233

Inventors:

- San Jose CA, US
Charles Dale Fletcher - San Jose CA, US

Assignee:

EBAY INC. - San Jose CA

International Classification:

G06Q 20/22

US Classification:

705 39

Abstract:

Receiving at a payment system a request associated with a first party to make a payment to a second party. Recommendations for utilizing the payment are evaluated based on a profile of the second party. The payment and a recommendation for utilization of the payment are sent to the second party. The recommendation that is sent is based on a profile of the second party and may include shopping at a physical store, shopping at an online store, ordering from a catalog, saving in an account, ordering a credit card, ordering a debit card. A transaction fee associated with the payment, and a portion of the fee to be paid by each party is calculated.