Charles A Kendall

US Patent:

20200273043, Aug 27, 2020

Filed:

Feb 26, 2019

Appl. No.:

16/285497

Inventors:

- Charlotte NC, US
Joseph Benjamin Castinado - North Glenn CO, US
Charles Russell Kendall - Snoqualmie WA, US

Assignee:

BANK OF AMERICA CORPORATION - Charlotte NC

International Classification:

G06Q 20/42
G06Q 20/02
G06Q 40/02

Abstract:

Embodiments of the present invention provide a system for real-time resource account verification processing for authentication of a user. The system provides a communication linkage between entities that are real-time payment network enabled participates to communication and confirm account verification. As such, via RFI messaging an entity may request verification of user resource accounts. The system may identify the entity associated with the resources, deploy a secure communication via the RFI messaging platform, and receive a verification in real-time. The system allows for performance of this communication on a backend secure RFI messaging center without third party knowledge of account verification processing. Thus limiting verification, disruption, and processing lag.