Eric W Bloomquist

US Patent:

7089503, Aug 8, 2006

Filed:

Apr 3, 2002

Appl. No.:

10/115569

Inventors:

Eric Bloomquist - Arlington VA, US
Robert Spellman - Fairfax VA, US
Barbara Joan Wilson - Rockville MD, US

Assignee:

Fannie Mae - Washington DC

International Classification:

G06F 17/60
G06Q 40/00

US Classification:

715780, 705 38

Abstract:

A computerized mortgage loan system and process to enable borrowers to design mortgage loans that meet their particular individual needs and financial goals, and that can be adapted to fit changing needs and goals is provided. The loan requirements of the borrower are obtained and applied to a set of rules for combining loan product features. One or more loan recommendations are determined and presented to the borrower. The loan recommendations include customized combinations of loan features based on the loan requirements of the borrower and the rules.

US Patent:

8463703, Jun 11, 2013

Filed:

Feb 22, 2012

Appl. No.:

13/402076

Inventors:

Eric William Bloomquist - Richmond Heights MO, US
Brian Dennis Brown - O'Fallon MO, US

Assignee:

Citibank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 39

Abstract:

Methods and systems for generating customer incentive awards involve receiving, using a processor coupled to memory, information regarding a balance of a deposit account, such as a savings account, of at least one customer for determination of an award amount related to a loan account of the customer. Using the processor, the award amount may be computed based on at least in part on the balance of the deposit account and at least in part on an interest rate of the loan account of the customer. Thereafter, likewise using the processor, the award amount may be applied to an account designated by the customer, such as a mortgage loan account of the customer.

US Patent:

20140337170, Nov 13, 2014

Filed:

May 7, 2014

Appl. No.:

14/271690

Inventors:

- Atlanta GA, US
Eric Bloomquist - Richmond Heights MO, US
William Esterhuizen - Pittsboro NC, US
Sterling Metz - Cumming GA, US

International Classification:

G06Q 30/06

US Classification:

705 2635

Abstract:

Aspects and examples are disclosed for facilitating and signaling market transactions between providers of products or services and clients that consume or otherwise use the products and services. In one example, a processing device of a server system receives, via a data network, data from a computing system describing attributes of a client that uses the computing system. The processing device can verify at least some of the received data to generate a client profile for the client. Based on verifying the data in the client profile, the processing device can notify one or more providers of a product or service that the client is interested in the product or service. Notifications to providers of the product or service can maintain the anonymity of the client. Notifications to the providers can also identify a client type, the client's propensity to purchase or access certain products or services, etc.