Jill J Chamberlain

US Patent:

20040128236, Jul 1, 2004

Filed:

Dec 30, 2002

Appl. No.:

10/334454

Inventors:

Ron Brown - Allen TX, US
Rawy Shediac - Westport CT, US
Robert Muckle - Wolcott CT, US
Sue Harber - Charlotte NC, US
Suneetha Malkani - Poughkeepsie NY, US
Edward Viscount - Smithtown NY, US
Jill Chamberlain - Tucson AZ, US
Kamal Gupta - Chandigarh, IN

International Classification:

G06F017/60

US Classification:

705/039000, 705/035000

Abstract:

A system, method, apparatus, means, and computer program code for evaluating one or more credit card accounts and, more particularly, for determining the profitability of one or more credit card accounts. According to embodiments of the present invention, data associated with one or more variables is determined for one or more credit card accounts. Once the data is collected or otherwise determined for a credit card account, it can be used to compute profitability of the credit card account. An account's profitability may then be used to determine a course of action regarding the credit card account.