Associate at Morehouse Investing I look for people who have sold a home or business and are now receiving monthly payments. I buy these monthly payments for a lump sum of cash.Examples are... I look for people who have sold a home or business and are now receiving monthly payments. I buy these monthly payments for a lump sum of cash.Examples are mortgage notes,promissory notes, structured settlements,lottery winnings and other income streams. Morehouse Investing.