Cheryl L Kennedy

US Patent:

20080208726, Aug 28, 2008

Filed:

Feb 19, 2008

Appl. No.:

12/071274

Inventors:

George K. Tsantes - Great Falls VA, US
Andrew Gerry - Herndon VA, US
Timothy Rohrbaugh - Haymarket VA, US
Cheryl Kennedy - Ashburn VA, US

Assignee:

Intersections, Inc. - Chantilly VA

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

An enterprising identity thief may open new credit accounts in a consumer's name and then place a credit freeze on a consumer's credit file, thus making it more difficult to detect or remedy the identity theft. This problem may be solved by automatically requesting a security freeze at each of the three main credit bureaus upon the enrollment of a consumer with the service provider. The requesting of the security freeze may result in the credit bureau generating an identification code for the consumer at each of the credit bureaus. The service provider then may immediately request that the security freeze be removed. Accordingly, the consumer may gain control of the security freeze credentials from each credit bureau before the identity thief.

US Patent:

20180158137, Jun 7, 2018

Filed:

Feb 2, 2018

Appl. No.:

15/887464

Inventors:

- Chantilly VA, US
Andrew Gerry - Herndon VA, US
Tomothy Rohrbaugh - Linden VA, US
Cheryl Kennedy - Ashburn VA, US

Assignee:

Intersections, Inc. - Chantilly VA

International Classification:

G06Q 40/02
G06Q 40/00

Abstract:

An intermediary service provider is established to automatically request a corresponding security freeze at each of many redundant credit bureaus upon the enrollment of a particular consumer with the service provider. Each request of a security freeze to each credit bureau prompts that respective credit bureau to generate a unique identification code. Only the return of the correct respective unique identification code will enable the respective security freeze to be released. Accordingly, with the automated support of the service provider, the particular consumer seizes control of their security freeze credentials from each credit bureau before an identity thief can wreck havoc.

Address:

5125 Splitrail Ct, Colorado Springs, CO 80917

VIN:

2G4WC582871246681

Make:

BUICK

Model:

LACROSSE

Year:

2007