Chuan Ju Lin

US Patent:

20100114767, May 6, 2010

Filed:

Oct 31, 2008

Appl. No.:

12/262493

Inventors:

Chuan Bin Lin - Richardson TX, US
Tim Byrd - Charlotte NC, US
Rhonna J. Clark - Charlotte NC, US
Helen elaine Sarris - Burlington NJ, US
Dan Shnowske - Waxahachie TX, US
William S. Treadwell - Charlotte NC, US
Mian Zhou - Dallas TX, US

Assignee:

Bank of America Corp. - Charlotte NC

International Classification:

G06Q 40/00
G06F 3/12

US Classification:

705 41, 705 35, 358 115

Abstract:

Apparatus and methods for providing a card that has a stored value. The apparatus and methods may involve offering the card to a customer, applying branding information to the card, charging a customer account for the value, and dispensing the card. The stored value card may be provided by a machine to a customer. The machine may be a financial institution automated teller machine (ATM). The ATM may transmit instructions to transfer funds from the customer's to one or more of the financial institution's retail partners. The ATM may apply visual information to the card. The visual information may include branding information, a message or any other suitable information.