Cynthia Huffman Keith

US Patent:

8078512, Dec 13, 2011

Filed:

Nov 17, 2004

Appl. No.:

10/989559

Inventors:

Charlotte Haberaecker - Annandale VA, US
Mark Oliphant - Easton MD, US
N. Grande Bucca - Tenafly NJ, US
Cynthia H. Keith - Great Falls VA, US

Assignee:

CoreLogic Real Estate Solutions, LLC - Santa Ana CA

International Classification:

G06Q 40/00

US Classification:

705 35, 705 28

Abstract:

Quality control for determinations that documents are accurate and sufficient to support various transactions. In one aspect, a document manifest is provided in connection with quality control results and corresponding reports. The document manifest lists documents that are required for a particular transaction. The list may also be associated with document publication pursuant to the transaction. The document publication aspect allows dataset quality control procedures to be associated with documents published for a transaction. This aspect also allows confirmation that the appropriate version of the published set of documents is or was used for the transaction.

US Patent:

8260702, Sep 4, 2012

Filed:

Jun 27, 2011

Appl. No.:

13/170052

Inventors:

Patria Smith Kunde - McLean VA, US
Elizabeth Marie Dorsey - Arlington VA, US
Malav Vijay Doshi - Washington DC, US
Cynthia Huffman Keith - Great Falls VA, US
Gwen Muse-Evans - Bethesda MD, US

Assignee:

Fannie Mae - Washington DC

International Classification:

G06Q 40/00

US Classification:

705 38

Abstract:

A credit risk framework and systems and methods for using the same. The credit risk framework provides information regarding the eligibility of loans to be sold (delivered) to a purchaser, such as in the secondary mortgage market. The credit risk framework includes determining categories of potentially eligible loans. At least one risk segment is determined and an eligibility grid associated therewith. The eligibility grid is organized using two data elements as axes and forming boxes representing ranges of the two data elements. Each box is then further associated with additional information regarding any restrictions on loans that would fall in the box. Each risk segment may have its own level of delegated authority so as to tie risk to a delegation structure.

US Patent:

8301553, Oct 30, 2012

Filed:

Dec 20, 2002

Appl. No.:

10/326867

Inventors:

Cynthia H. Keith - Great Falls VA, US
Charlotte Haberaecker - Annandale VA, US
N. Grande Bucca - Tenafly NJ, US

Assignee:

Fannie Mae - Washington DC

International Classification:

G06Q 40/00

US Classification:

705 38, 705 4, 705 40, 705 54, 705 64, 705 67, 705 76, 713156, 713167, 713176, 713178, 713179, 713191, 713193, 709217, 417387

Abstract:

Electronic documents corresponding to executed paper documents are certified. A certifying agent receives an electronic document and a corresponding paper document that had been executed pursuant to some transaction. The certifying agent compares the information contained in the paper to that in the electronic mortgage document. If the paper adequately corresponds to the electronic document and is otherwise sufficient, then the certifying agent certifies the electronic document so that other parties can reliably engage in transactions involving the electronic document without having to possess or otherwise inspect the executed paper document. Certification involves application of some form of indicia of certification to the electronic document, such as updating the value of a field corresponding to certification in the electronic document and/or applying a digital or electronic signature corresponding to the certifying agent to the electronic document.

US Patent:

8626647, Jan 7, 2014

Filed:

Oct 9, 2012

Appl. No.:

13/647907

Inventors:

Cynthia H. Keith - Great Falls VA, US
Charlotte Haberaecker - Annandale VA, US
N. Grande Bucca - Tenafly NJ, US

Assignee:

Fannie Mae - Washington DC

International Classification:

G06Q 40/00

US Classification:

705 38, 705 4, 705 40, 705 54, 705 64, 705 67, 705 76, 427387, 713156, 713167, 713176, 713178, 713179, 713191, 713193

Abstract:

Electronic documents corresponding to executed paper documents are certified. A certifying agent receives an electronic document and a corresponding paper document that had been executed pursuant to some transaction. The certifying agent compares the information contained in the paper to that in the electronic mortgage document. If the paper adequately corresponds to the electronic document and is otherwise sufficient, then the certifying agent certifies the electronic document so that other parties can reliably engage in transactions involving the electronic document without having to possess or otherwise inspect the executed paper document. Certification involves application of some form of indicia of certification to the electronic document, such as updating the value of a field corresponding to certification in the electronic document and/or applying a digital or electronic signature corresponding to the certifying agent to the electronic document.

US Patent:

20120136776, May 31, 2012

Filed:

Nov 22, 2011

Appl. No.:

13/302830

Inventors:

Charlotte Haberaecker - Annandale VA, US
Mark Oliphant - Easton MD, US
Cynthia H. Keith - Great Falls VA, US

International Classification:

G06Q 40/02

US Classification:

705 38

Abstract:

A computer-based system assesses whether documents are accurate and sufficient to support various transactions. In one aspect, a document manifest is provided in connection with quality control results and corresponding reports. The document manifest lists documents that are required for a particular transaction. The list may also be associated with document publication pursuant to the transaction. The document publication aspect allows dataset quality control procedures to be associated with documents published for a transaction. This aspect also allows confirmation that the appropriate version of the published set of documents is or was used for the transaction.

US Patent:

20140019318, Jan 16, 2014

Filed:

Jul 3, 2013

Appl. No.:

13/935428

Inventors:

J. Harvey Trimble - Great Falls VA, US
Mark Oliphant - Easton MD, US
N. Grande Bucca - Tenafly NJ, US
Cynthia H. Keith - Great Falls VA, US

Assignee:

CoreLogic Solutions, LLC - Irvine CA

International Classification:

G06Q 50/16
G06Q 40/00

US Classification:

705 30

Abstract:

A computer-based system assesses whether documents are accurate and sufficient to support various transactions. In one aspect, a document manifest is provided in connection with quality control results and corresponding reports. The document manifest lists documents that are required for a particular transaction. The list may also be associated with document publication pursuant to the transaction. The document publication aspect allows dataset quality control procedures to be associated with documents published for a transaction. This aspect also allows confirmation that the appropriate version of the published set of documents is or was used for the transaction.

US Patent:

7974918, Jul 5, 2011

Filed:

Sep 10, 2008

Appl. No.:

12/208221

Inventors:

Patria Smith Kunde - McLean VA, US
Elizabeth Marie Dorsey - Arlington VA, US
Malav Vijay Doshi - Washington DC, US
Cynthia Huffman Keith - Great Falls VA, US
Gwen Muse-Evans - Bethesda MD, US

Assignee:

Fannie Mae - Washington DC

International Classification:

G06Q 40/00

US Classification:

705 38

Abstract:

A credit risk framework and systems and methods for using the same. The credit risk framework provides information regarding the eligibility of loans to be sold (delivered) to a purchaser, such as in the secondary mortgage market. The credit risk framework includes determining categories of potentially eligible loans. At least one risk segment is determined and an eligibility grid associated therewith. The eligibility grid is organized using two data elements as axes and forming boxes representing ranges of the two data elements. Each box is then further associated with additional information regarding any restrictions on loans that would fall in the box. Each risk segment may have its own level of delegated authority so as to tie risk to a delegation structure.