Gregory G Farr

US Patent:

20150032600, Jan 29, 2015

Filed:

Jul 24, 2013

Appl. No.:

13/949714

Inventors:

- Charlotte NC, US
Gregory G. Farr - Charlotte NC, US
Richard H. Thomas - Charlotte NC, US
Bonnie L. Dolan - Lincoln CA, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 20/02

US Classification:

705 39

Abstract:

In certain embodiments, a system for executing electronic transaction services comprises one or more processors operable to access first charge information associated with electronic transactions related to a plurality of nodes, access second charge information associated with electronic transactions related to a plurality of regulatory authorities, access a plurality of previously executed electronic transactions associated with a user, determine one or more transaction patterns based on the plurality of previously executed electronic transactions, determine a current cost associated with the one or more transaction patterns based at least in part on the first and second charge information, and determine, based at least in part on the first and second charge information, one or more proposed electronic transactions associated with a proposed cost less than the current cost.

US Patent:

20150032601, Jan 29, 2015

Filed:

Jul 24, 2013

Appl. No.:

13/949798

Inventors:

- Charlotte NC, US
Gregory G. Farr - Charlotte NC, US
Richard H. Thomas - Charlotte NC, US
Shilpoo Agrawal - Charlotte NC, US
Matthew J. Stowell - Charlotte NC, US
Bonnie L. Dolan - Lincoln CA, US
Ganesan Muthukrishnan - Jacksonville FL, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 20/22

US Classification:

705 39

Abstract:

In certain embodiments, a system for executing electronic transaction services comprises one or more interfaces operable to receive access credentials for a plurality of accounts associated with an entity, one or more processors communicatively coupled to at least one of the one or more interfaces, the one or more processors operable to access account data from the plurality of accounts, the one or more interfaces further operable to receive a service request from a user to execute a fund transfer involving a first of the plurality of accounts associated with the entity, the one or more processors further operable to determine one or more second of the plurality of accounts associated with the entity, and filter the one or more second of the plurality of accounts based on fund transfer limitations associated with the one or more second accounts to determine one or more proposed accounts.

US Patent:

20150032619, Jan 29, 2015

Filed:

Jul 24, 2013

Appl. No.:

13/949458

Inventors:

- Charlotte NC, US
Gregory G. Farr - Charlotte NC, US
Richard H. Thomas - Charlotte NC, US
Shilpoo Agrawal - Charlotte NC, US
Matthew J. Stowell - Charlotte NC, US
Bonnie L. Dolan - Lincoln CA, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 20/42

US Classification:

705 44

Abstract:

In certain embodiments, a system for executing electronic transaction services comprises one or more interfaces operable to receive access credentials for a plurality of accounts held with a plurality of enterprises, wherein the plurality of accounts are associated with an entity and one or more processors communicatively coupled to at least one of the one or more interfaces, the one or more processors operable to access, account data from the plurality of accounts, monitor transactions in the plurality of accounts, determine one or more transaction patterns, determine one or more proposed transactions, wherein the one or more proposed transactions represent electronic transfers of funds involving one or more of the plurality of accounts, and determine one or more advantages to the entity associated with the one or more proposed transactions.

US Patent:

20150032620, Jan 29, 2015

Filed:

Jul 24, 2013

Appl. No.:

13/949644

Inventors:

- Charlotte NC, US
Gregory G. Farr - Charlotte NC, US
Richard H. Thomas - Charlotte NC, US
Bonnie L. Dolan - Lincoln CA, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 20/40

US Classification:

705 44

Abstract:

In certain embodiments, a system for executing electronic transaction services comprises one or more interfaces operable to receive service data related to a plurality of service requests, receive a first message identifying a user, an electronic transaction service, and a problem associated with the user and the electronic transaction service, communicate a second message to one or more service administrators identifying the user, the electronic transaction service, and the problem, receive, from at least one of the one or more service administrators, authorization credentials and a limit to the use of the electronic transaction service for the user, and one or more processors operable to determine whether the authorization credentials satisfy authorization criteria, and, if the authorization credentials satisfy the authorization criteria, apply the limit to a subsequent service request by the user.