John L Chisholm

US Patent:

20180121974, May 3, 2018

Filed:

Oct 27, 2017

Appl. No.:

15/796029

Inventors:

- Purchase NY, US
Sharon Amy Rosano - New Canaan CT, US
John D. Chisholm - Ballwin MO, US

International Classification:

G06Q 30/04
G06Q 20/40

Abstract:

A system for automatic account-on-file management may include a resource provider including an account updater and a provider communications interface. The resource provider may store billing information identifying at least one source having an automatic remittance and/or account-on-file for a resource associated with a procurement entity. The account updater may be configured to transmit a source list response indicating each source identified within the billing information. The provider communications interface may be configured to transmit the billing information to a procurement entity device for presentation of each source indicated in the source list response to the procurement entity.

US Patent:

20180114203, Apr 26, 2018

Filed:

Oct 21, 2016

Appl. No.:

15/331538

Inventors:

- Purchase NY, US
Sharon Amy Rosano - New Canaan CT, US
John D. Chisholm - Ballwin MO, US
Peter Groarke - Dublin, IE

International Classification:

G06Q 20/10
G06Q 20/34
G06Q 20/40
G06F 21/62

Abstract:

A regulated account-on-file billing updater (ABU) computing device for regulating an account information data source and verifying access to the account information data source is provided. The regulated ABU computing device receives account data from an issuer, the account data corresponding to a cardholder, and stores the account data in an account information data source based on an account identifier associated with the cardholder. The regulated ABU computing device receives an update request from a merchant, the update request including the account identifier and requesting the account data of the cardholder, and verifies the update request in response to receiving the update request by applying at least one verification rule and determining that the merchant is a verified merchant. The regulated ABU computing device also generates an update response, the update response including the account data of the cardholder, and transmits the update response to the verified merchant.