Julie A Jordan

US Patent:

20190066222, Feb 28, 2019

Filed:

Jun 28, 2018

Appl. No.:

16/021593

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
H04W 4/40
G08G 1/0968
G01C 21/26
G06Q 10/06
G01C 21/34
G06Q 30/02
G08G 1/00

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20190066223, Feb 28, 2019

Filed:

Jun 28, 2018

Appl. No.:

16/021678

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
H04W 4/40
G08G 1/0968
G01C 21/26
G06Q 10/06
G01C 21/34
G06Q 30/02
G08G 1/00

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20180374113, Dec 27, 2018

Filed:

Aug 30, 2018

Appl. No.:

16/117069

Inventors:

- Northbrook IL, US
Derek Otten - Chicago IL, US
Dana Ferguson - Chicago IL, US
Julie A. Jordan Peters - Libertyville IL, US
Regina Madigan - Mountain View CA, US
Thomas McKenna - San Francisco CA, US

International Classification:

G06Q 30/02
G06Q 50/30
G06Q 40/08
B60K 35/00
G07C 5/00
G08G 1/00
G01C 21/36
G08G 1/0968
G06Q 10/06
G06Q 10/04
G01C 21/34

Abstract:

Methods, computer-readable media, systems and apparatuses for determining a safest road segment for traveling between a first location and a second location are provided. In some cases, the road segment safety rating may be determined for a plurality of road segments between the first location and the second location based on historical data associated with the road segments (e.g., accident history data, traffic volume data, etc.) and/or based on driving behavior data of the operator of the vehicle. An indication of the road segment determined as being the safest may be provided to the operator of the vehicle. An actual route of travel of the vehicle can be captured and compared to the safest route. If the vehicle has traveled the safest route, the operator may earn an award. If not, the operator may be notified that an award may be earned when an indicated safest route is traveled.

US Patent:

20180260907, Sep 13, 2018

Filed:

May 9, 2018

Appl. No.:

15/974861

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Northbrook IL, US

International Classification:

G06Q 40/08
G01C 21/26
G01C 21/34
G06Q 30/02
G06Q 10/06
G08G 1/0968
G08G 1/00

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20180082383, Mar 22, 2018

Filed:

Nov 30, 2017

Appl. No.:

15/827860

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
H04W 4/04
G08G 1/00
G08G 1/0968
G01C 21/26
G06Q 10/06
G01C 21/34
G06Q 30/02

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20160189305, Jun 30, 2016

Filed:

Mar 30, 2015

Appl. No.:

14/673150

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
G01C 21/26

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20160189306, Jun 30, 2016

Filed:

Apr 27, 2015

Appl. No.:

14/697131

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 10/10
G01C 21/34

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20160189307, Jun 30, 2016

Filed:

Apr 27, 2015

Appl. No.:

14/697141

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
G01C 21/34

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.