Michael G Friedman

US Patent:

20110178439, Jul 21, 2011

Filed:

Oct 2, 2009

Appl. No.:

13/120964

Inventors:

John N. Irwin - Greenwich CT, US
Michael Friedman - Lincolnwood IL, US
J. Christopher Flaherty - Topsfield MA, US

International Classification:

A61F 5/56
A61B 1/04
A61B 5/11
B23P 17/04

US Classification:

600590, 128848, 600109, 29428

Abstract:

A medical appliance for the treatment of obstructive sleep apnea in a patient, the appliance comprising: a securing device configured to be removably affixed to the patient's jaw; and a biasing member which is insertable behind the soft palate and/or the base of the patient's tongue, thereby providing for the flow of air in the nasopharyngeal airway; wherein the securing device is connected to the biasing member to allow insertion and/or removal of the biasing member from the nasopharyngeal airway.

US Patent:

20120151858, Jun 21, 2012

Filed:

Dec 19, 2011

Appl. No.:

13/330054

Inventors:

Michael Friedman - Centerport NY, US

International Classification:

E06B 3/267
E04C 2/20
E06B 3/20

US Classification:

523091, 526565

Abstract:

A window insulating insert comprising a rigid PVC frame supporting a window pane, said rigid PVC frame having interior channels, each of which overlaps and supports each of the edges of said window pane, respectively.

US Patent:

20120296789, Nov 22, 2012

Filed:

May 11, 2012

Appl. No.:

13/469585

Inventors:

Michael J. Friedman - Norwalk CT, US

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

A method and a payment card account management system are provided. The payment card account management system is programmed to receive payment card account command instructions from a cardholder associated with the payment card account wherein the command instructions relate to at least one of payment card account management by the cardholder and account usage by the cardholder, generate an avatar expression based on the received command instructions, and display the generated avatar expression to the cardholder.

US Patent:

20130191227, Jul 25, 2013

Filed:

Jan 22, 2013

Appl. No.:

13/746904

Inventors:

MasterCard International Incorporated - Purchase NY, US
Michael J. Friedman - Norwalk CT, US
Ngassam Ngnoumen - Chesterfield MO, US
Celine Martig - Greenwich CT, US
Shoshana C. Rosenfield - Rye NY, US
Rupa Subramanian - Norwalk CT, US
Zavida Mangaru - Valley Stream NY, US
John F. Cacioppo - Foristell MO, US

Assignee:

MASTERCARD INTERNATIONAL INCORPORATED - Purchase NY

International Classification:

G06Q 20/36

US Classification:

705 1473, 705 41

Abstract:

A method for authorizing a digital wallet transaction initiated by a consumer from a merchant web site or app includes providing an acceptance mark on a merchant landing page associated with the merchant web site or app for initiating the digital wallet transaction, the acceptance mark comprising a link to a host server accessing an acceptance network for authorizing payment, the acceptance network comprising a plurality of digital wallets. A wallet selector switch allows selection of a wallet, the transaction is routed to the selected wallet, a payment card and shipping address are selected and the transaction is redirected back to the merchant with purchase details for authorizing and completing the digital wallet transaction. The wallets can include federated and non-federated cobranded wallets and partner-hosted wallets. Direct provisioning with partner credentials and automatic update of consumer details is provided in a federated cobranded wallet.

US Patent:

20130226755, Aug 29, 2013

Filed:

Feb 28, 2012

Appl. No.:

13/406871

Inventors:

Michael J. Friedman - Norwalk CT, US

International Classification:

G06Q 20/34

US Classification:

705 35

Abstract:

A method and an account management computer system programmed to generate a scorecard having at least one target, wherein each target of the at least one target represents a transaction performed by a cardholder. The account management computer system is further programmed to receive account usage information from an interchange network, and determine whether the at least one target has been achieved based on the account usage information.

US Patent:

20130254115, Sep 26, 2013

Filed:

May 6, 2013

Appl. No.:

13/888112

Inventors:

Michael J. Friedman - Norwalk CT, US
Ngassam Ngnoumen - Chesterfield MO, US
Celine Martig - Greenwich CT, US
Shoshana C. Rosenfield - Rye NY, US
Rupa Subramanian - Norwalk CT, US
Zavida Mangaru - Valley Stream NY, US
John F. Cacioppo - Foristell MO, US
Scott Moser - Kings Park NY, US
Amyn Dhala - White Plains NY, US

Assignee:

MasterCard International Incorporated - Purchase NY

International Classification:

G06Q 20/36

US Classification:

705 67

Abstract:

Various consumer interface platforms are converged to facilitate user access to an electronic network of wallets. The functions of both remote and NFC payment, among other interface platforms, give the purchaser access to a single electronic wallet for online E-commerce and a variety of mCommerce scenarios, some including brick and mortar, face-to-face (F2F), and/or point-of-sale (POS) transaction payments. The network of wallets has a network operator intermediating payment transactions between merchants and wallet providers. In this way, the parallel consumer interface platforms, such as remote platform enabling e-commerce payments, an NFC platform, and/or others, into a single converged payment platform that is usable in either or both transaction settings.

US Patent:

20140006282, Jan 2, 2014

Filed:

Aug 2, 2012

Appl. No.:

13/565088

Inventors:

Michael J. FRIEDMAN - Norwalk CT, US

Assignee:

MASTERCARD INTERNATIONAL INCORPORATED - Purchase NY

International Classification:

G06F 17/00
G06Q 20/40

US Classification:

705 44, 715234, 715205

Abstract:

A method for redirecting a user apparatus to a merchant web page includes: transmitting web page data corresponding to a web page to be displayed on a user apparatus, the web page includes at least one interactive element; receiving an indication of a user interaction with an interactive element; storing, a plurality of merchant data entries, each entry including a merchant web page, an indication of interest, and an associated interactive element; identifying, a subset of the plurality of data entries, wherein each entry in the subset is associated with the interactive element; identifying, in the subset, a single entry based on the indication of interest of each entry in the subset; and transmitting redirecting data to redirect the user apparatus to the merchant web page associated with the single entry.

US Patent:

54175089, May 23, 1995

Filed:

Apr 5, 1994

Appl. No.:

8/223457

Inventors:

Michael N. Friedman - Centerport NY

International Classification:

B42F 306

US Classification:

402 19

Abstract:

A reusable/refillable binder for papers and the like having marginal perforations. The binder includes a binding element having opposite coiled ends and a multiplicity of spiral coils disposed therebetween adapted to be received within the perforations in the papers in threaded relations thereof. Each coiled end of the binding element includes an aperture extending therethrough. A removable locking element is coupled to the aperture at each respective coiled end of the binding element and to one of the multiplicity of spiral coils to prevent rotation of the multiplicity of spiral coils and thus unbinding of the papers from the binder.