Rohan K Chandran

US Patent:

20020184103, Dec 5, 2002

Filed:

May 31, 2001

Appl. No.:

09/871996

Inventors:

Safwan Shah - San Jose CA, US
Vali Maskatiya - Atherton CA, US
Rohan Chandran - Palo Alto CA, US
Narinder Bajwa - Danville CA, US

International Classification:

G06F017/60

US Classification:

705/026000

Abstract:

A method and computer system are provided for interfacing between customers and independent service providers. Customer information and transaction data are collected for transactions that may be divided into at least two subsets, with transactions in each subset being initiated with transaction devices associated with a different independent service providers. For each transaction request, a determination is made which of the independent service providers should receive the transaction request, based on the collected customer information, and it is then transmitted to the determined independent service provider.

US Patent:

20080059317, Mar 6, 2008

Filed:

Sep 29, 2006

Appl. No.:

11/537330

Inventors:

Rohan Chandran - Sunnyvale CA, US
Richard Rodenbusch - Allen TX, US
Shawn Mendelovich - San Francisco CA, US

International Classification:

G06Q 40/00

US Classification:

705016000, 705038000

Abstract:

In one embodiment, prescreened credit card offers, which are associated with credit cards that a particular borrower would be accepted upon application with the respective issuer, are provided to a borrower via a prescreen provider website and/or a referrer website. In one embodiment, a referrer provides borrower information to a prescreen provider. The prescreen provider initiates and/or performs a prescreening process, which includes accessing credit related information regarding the borrower. The prescreen provider matches the borrower with one or more credit cards that the borrower would like be accepted for, and provides a prescreened offer document to the referrer, or an Internet address of the prescreened offer document. The referrer may then provide the borrower with the prescreened credit card offers by presenting the prescreened offer document to the borrower. The prescreened credit card offers may additionally be filtered according to issuer criteria, referrer criteria, and/or borrower preferences.

US Patent:

20080059352, Mar 6, 2008

Filed:

Aug 30, 2007

Appl. No.:

11/848138

Inventors:

Rohan Chandran - Sunnyvale CA, US

Assignee:

Experian Interactive Innovation Center, LLC. - San Mateo CA

International Classification:

G06Q 40/00
G06F 17/30

US Classification:

705035000

Abstract:

Prescreened credit card offers, such as offers for credit cards that a particular potential borrower is likely to be granted upon completion of a full application, are ranked based on expected values of respective prescreened offers. The expected value of a prescreened credit card offer may represent an expected monetary value to one or more referrers involved in providing the prescreened offer to the borrower. Thus, the referrer may present a highest ranked credit card offer to a potential borrower first in order to increase the likelihood that borrower applies for the credit card offer with the highest expected value to the referrer. Depending on the embodiment, the expected value of a credit card offer may be based on a combination of a bounty associated with the offer, a click-through-rate for the offer, and/or a conversion rate for the offer, for example.

US Patent:

20230005043, Jan 5, 2023

Filed:

Jul 15, 2022

Appl. No.:

17/812859

Inventors:

- Playa Vista CA, US
Rohan K.K. Chandran - Sunnyvale CA, US

International Classification:

G06Q 30/06

Abstract:

Prescreened electronic programs or products that are automatically determined for a specific potential entity based on characteristics and/or geographic location, then can be automatically ranked based on calculated expected values of respective programs or products. The ranked programs or products are digitally/electronically presented in an interactive graphical user interface to the specific entity for digital selection and application.