Juan M Rios

US Patent:

20080091595, Apr 17, 2008

Filed:

Oct 16, 2007

Appl. No.:

11/873096

Inventors:

Juan Rios - League City TX, US
Philip J. Orth - Houston TX, US

International Classification:

G06Q 40/00

US Classification:

705 39, 705 35

Abstract:

The present application is directed to a method of enabling an employer's employee to access wages via a creditor at times other than specified pay periods, comprising: a creditor providing a line of credit to the employee via an agreement with the employer whereby the employer agrees to pay any loan made to the employee by the creditor; the employee receiving a loan from the creditor creating a debt owed to the creditor; the employer deducting from one or more future specified pay periods a portion of the employee's wages including at least a portion of the debt amount and a processing fee amount; and the employer transferring to the creditor (1) the deducted wage amount and (2) a portion of the processing fee.

US Patent:

20100101747, Apr 29, 2010

Filed:

Nov 10, 2009

Appl. No.:

12/590561

Inventors:

Michael Tomczak - Cypress TX, US
Vincente Salvo - Spring TX, US
Juan Rios - Houston TX, US
Bruce Jacobson - Katy TX, US

International Classification:

B22D 19/04
B22C 9/02
B22C 9/22
B22C 9/10

US Classification:

164 9, 164332

Abstract:

A mold usable to form a drill bit body and a method for forming such a mold are disclosed. A shell is provided, the shell having a cavity. Fusible material, such as foundry sand, is provided into the cavity, then fused to form a solid insert within the shell. The solid insert is then modified, such as by machining, to form a mold having features usable to form a drill bit body having desired characteristics. Materials for forming the drill bit body can then be provided into the mold, for heating and cooling. Then, the drill bit body and mold can be removed from the shell. The shell is thereby reusable, while the mold, being formed from inexpensive fusible materials, can be removed or destroyed, if necessary, to free the drill bit body.

US Patent:

20100101750, Apr 29, 2010

Filed:

Oct 24, 2008

Appl. No.:

12/288889

Inventors:

Michael M. Tomczak - Cypress TX, US
Vincente S. Salvo - Spring TX, US
Juan Rios - Houston TX, US

International Classification:

B22D 23/00
B21K 5/04

US Classification:

164 97, 761084

Abstract:

A graphite core mold having its own cavity is pressed into a cavity of a graphite shell mold. The core cavity is filled with tungsten carbide, mixed with a nickel alloy, heated and then cooled to thereby provide a carbide matrix body. After milling the carbide matrix body to thereby provide a carbide bit body, the intact shell mold is removed and then used again.

Address:

8423 Battleoak Dr, Houston, TX 77040

VIN:

1FTRW12WX8KE25643

Make:

FORD

Model:

F-150

Year:

2008

Address:

4706 Parker Rd, Houston, TX 77093

VIN:

1N6AD06U87C407315

Make:

NISSAN

Model:

FRONTIER

Year:

2007

Address:

112 Norwood St, Houston, TX 77011

Phone:

(713)9216258

VIN:

2B3KA43G57H751351

Make:

DODGE

Model:

CHARGER

Year:

2007

Address:

8423 Battleoak Dr, Houston, TX 77040

VIN:

2GCEC13V071126383

Make:

CHEVROLET

Model:

SILVERADO 1500 CLASSIC

Year:

2007