Aaron Hon Ng

US Patent:

20200342426, Oct 29, 2020

Filed:

Jul 8, 2020

Appl. No.:

16/924106

Inventors:

- San Francisco CA, US
Jesse Wilson - Waterloo, CA
Aaron Y. Ng - San Francisco CA, US

International Classification:

G06Q 20/08
G06Q 20/10
H04L 12/58
G06Q 50/00
G06Q 20/32
G06Q 20/34
G06Q 20/40
G06Q 20/30
G06Q 20/16
H04L 12/24

Abstract:

In one embodiment, a method includes receiving, a registration request from a first user including information relating to an account of the first user and a unique payment proxy to be associated with the first user. The method includes storing the unique payment proxy in association with the account of the first user. The method includes receiving, from a mobile device of a second user, a request to transfer funds to the first user. The method includes identifying the account of the first user by retrieving the information relating to the account of the first user from the database using the unique payment proxy included in the request. The method includes providing instructions to display a user interface on the mobile device of the second user to facilitate the transfer. The user interface is personalized for the first user.

US Patent:

20160125371, May 5, 2016

Filed:

Jun 29, 2015

Appl. No.:

14/754443

Inventors:

- San Francisco CA, US
Jesse Wilson - Waterloo, CA
Aaron Y. Ng - San Francisco CA, US

International Classification:

G06Q 20/10
H04L 12/24
G06Q 20/16
G06Q 20/40

Abstract:

Described is a technology for executing financial transactions, e.g., payment transfers, by enabling a sender to trigger a money transfer by specifying a payment proxy having a particular syntax, the syntax including a monetary indicator preceding one or more alphanumeric characters. The payment proxy having the syntax indicates an intent of the sender to transfer money to a recipient associated with that payment proxy. The payment proxy can be used to transfer money within the context of a landing page. For example, a landing page in the form of a webpage can be generated to enable a recipient (e.g., “Alex”) to receive money. The webpage can have a canonical URL that includes a payment proxy of the recipient (e.g., www. . . . com/$alex). The canonical URL can direct any sender (e.g., “Bob”), who wishes to send money to the recipient, to the webpage to initiate a money transfer to the recipient.