Lynn Kemper - San Carlos CA, US Akshey Shawn Vij - Mountain View CA, US Robin O'Connell - San Francisco CA, US
Assignee:
Visa U.S.A. Inc. - San Francisco CA
International Classification:
G06K 5/00
US Classification:
235380, 235375, 235487, 705 44
Abstract:
An authorization system allows for cardholder-provided parameters to a personal authorization subsystem. The parameters can be selected by the cardholder to limit the authorizations that would otherwise be granted on the card. The parameters can indicate limits by frequency, dollar amount, merchant, geographic location, time of day, combinations thereof, or the like. Authorization for a given transaction, even where authorized by an issuer and a network operator, might be denied based on self-constraints set by the cardholder. In some variations, messages are sent to the cardholder based on constraints set by the cardholder and transactions might be approved and messaged, or denied and messaged.
System For Personal Authorization Control For Card Transactions
Lynn Kemper - San Carlos CA, US Akshey Vij - Mountain View CA, US Robin O'Connell - San Francisco CA, US
Assignee:
Visa U.S.A. - San Mateo CA
International Classification:
G06F017/60 H04K001/00 H04L009/00
US Classification:
705/075000
Abstract:
An authorization system allows for cardholder-provided parameters to a personal authorization subsystem. The parameters can be selected by the cardholder to limit the authorizations that would otherwise be granted on the card. The parameters can indicate limits by frequency, dollar amount, merchant, geographic location, time of day, combinations thereof, or the like. Authorization for a given transaction, even where authorized by an issuer and a network operator, might be denied based on self-constraints set by the cardholder. In some variations, messages are sent to the cardholder based on constraints set by the cardholder and transactions might be approved and messaged, or denied and messaged.
System For Personal Authorization Control For Card Transactions
Lynn KEMPER - San Carlos CA, US Akshey Shawn Vij - Mountain View CA, US Robin O'Connell - San Francisco CA, US
International Classification:
G06Q 40/00
US Classification:
705 44
Abstract:
An authorization system allows for cardholder-provided parameters to a personal authorization subsystem. The parameters can be selected by the cardholder to limit the authorizations that would otherwise be granted on the card. The parameters can indicate limits by frequency, dollar amount, merchant, geographic location, time of day, combinations thereof, or the like. Authorization for a given transaction, even where authorized by an issuer and a network operator, might be denied based on self-constraints set by the cardholder. In some variations, messages are sent to the cardholder based on constraints set by the cardholder and transactions might be approved and messaged, or denied and messaged.
System For Personal Authorization Control For Card Transactions
Lynn Kemper - San Carlos CA, US Akshey Shawn Vij - Mountain View CA, US Robin O'Connell - San Francisco CA, US
International Classification:
G06Q 20/00
US Classification:
705 44
Abstract:
An authorization system allows for cardholder-provided parameters to a personal authorization subsystem. The parameters can be selected by the cardholder to limit the authorizations that would otherwise be granted on the card. The parameters can indicate limits by frequency, dollar amount, merchant, geographic location, time of day, combinations thereof, or the like. Authorization for a given transaction, even where authorized by an issuer and a network operator, might be denied based on self-constraints set by the cardholder. In some variations, messages are sent to the cardholder based on constraints set by the cardholder and transactions might be approved and messaged, or denied and messaged.
System For Personal Authorization Control For Card Transactions
Lynn KEMPER - San Carlos CA, US Akshey Shawn VIJ - Mountain View CA, US Robin O'CONNELL - San Francisco CA, US
International Classification:
G06Q 40/00 G06K 5/00
US Classification:
235379, 235380
Abstract:
An authorization system allows for cardholder-provided parameters to a personal authorization subsystem. The parameters can be selected by the cardholder to limit the authorizations that would otherwise be granted on the card. The parameters can indicate limits by frequency, dollar amount, merchant, geographic location, time of day, combinations thereof, or the like. Authorization for a given transaction, even where authorized by an issuer and a network operator, might be denied based on self-constraints set by the cardholder. In some variations, messages are sent to the cardholder based on constraints set by the cardholder and transactions might be approved and messaged, or denied and messaged.
System For Personal Authorization Control For Card Transactions
Lynn Kemper - San Carlos CA, US Akshey "Shawn" Vij - Mountain View CA, US Robin O'Connell - San Francisco CA, US
International Classification:
G06Q 40/00
US Classification:
705 44
Abstract:
An authorization system allows for cardholder-provided parameters to a personal authorization subsystem. The parameters can be selected by the cardholder to limit the authorizations that would otherwise be granted on the card. The parameters can indicate limits by frequency, dollar amount, merchant, geographic location, time of day, combinations thereof, or the like. Authorization for a given transaction, even where authorized by an issuer and a network operator, might be denied based on self-constraints set by the cardholder. In some variations, messages are sent to the cardholder based on constraints set by the cardholder and transactions might be approved and messaged, or denied and messaged.
System For Personal Authorization Control For Card Transactions
Lynn Kemper - San Carlos CA, US Akshey Shawn Vij - Mountain View CA, US Robin O'Connell - San Francisco CA, US
International Classification:
G06Q 40/00
US Classification:
705 44
Abstract:
An authorization system allows for cardholder-provided parameters to a personal authorization subsystem. The parameters can be selected by the cardholder to limit the authorizations that would otherwise be granted on the card. The parameters can indicate limits by frequency, dollar amount, merchant, geographic location, time of day, combinations thereof, or the like. Authorization for a given transaction, even where authorized by an issuer and a network operator, might be denied based on self-constraints set by the cardholder. In some variations, messages are sent to the cardholder based on constraints set by the cardholder and transactions might be approved and messaged, or denied and messaged.
System For Personal Authorization Control For Card Transactions
An authorization system allows for cardholder-provided parameters to a personal authorization subsystem. The parameters can be selected by the cardholder to limit the authorizations that would otherwise be granted on the card. The parameters can indicate limits by frequency, dollar amount, merchant, geographic location, time of day, combinations thereof, or the like. Authorization for a given transaction, even where authorized by an issuer and a network operator, might be denied based on self-constraints set by the cardholder. In some variations, messages are sent to the cardholder based on constraints set by the cardholder and transactions might be approved and messaged, or denied and messaged.