Amit C Patel

US Patent:

20080301022, Dec 4, 2008

Filed:

Apr 28, 2008

Appl. No.:

12/111012

Inventors:

Amit R. Patel - Woodbridge NJ, US
Song Ting Ceng - Brooklyn NY, US
Girish Narang - Mineola NY, US

Assignee:

CASHEDGE, INC. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

Embodiments include a system, or platform, and method allowing financial institutions (FIs) to have access to an account opening platform that is capable of completing every aspect of the account opening approval process for the FI, and that is also capable of interfacing with their respective core systems (regardless of type or protocol) for receiving account opening requests from customers. Account opening requests may encounter permanent or temporary errors. When temporary errors are encountered, the account opening request is placed in a queue and automatically retried until the error is resolved. The account opening platform performs real-time integration with a variety of core systems such that approved new accounts are immediately “boarded” to the FI's core. In an embodiment, the platform is a plug-and-play” architecture such that adding the ability to communicate with new or different cores requires minimal effort. For example, no recoding of basic FMS software is required, but only coding of a plug-in module for a specific FI.

US Patent:

20080301023, Dec 4, 2008

Filed:

May 2, 2008

Appl. No.:

12/114565

Inventors:

Amit R. Patel - Woodbridge NJ, US
Girish Narang - Mineola NY, US
John S. Darby - Brooklyn NY, US

Assignee:

CASHEDGE, INC. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

Embodiments as described herein include methods and a system for multi-channel and cross-channel account opening. An applicant may start an account opening process in one channel and move to one or more other channels without any application data being lost. A financial management system (FMS) provides a single account opening platform for multiple financial institutions (FIs) such that an application to open an account is handled by the FMS platform using shared resources among channels, and applying rules specified by each FI.

US Patent:

20090024505, Jan 22, 2009

Filed:

Jun 30, 2008

Appl. No.:

12/165532

Inventors:

Amit R. Patel - Woodbridge NJ, US
Song Ting Ceng - Brooklyn NY, US
Girish Narang - Mineola NY, US
Jeremy Sokolic - New York NY, US

Assignee:

CashEdge, Inc. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

Embodiments of a Global Risk Administration (GRA) method and system include a GRA tool that assists an institution with various decision making processes by enabling the institution to customize the GRA tool to generate decisions based on information input by the institution or a customer of the institution. The GRA tool further accesses third party data sources for the purpose of verifying information and gathering additional information to be used in generating decisions. The data sources are selectable by the institution as an aspect of the customization in an embodiment. In an embodiment, the institution is a financial institution (FI), and customizing the GRA tool involves an FI user assigning attribution rules using, wherein attribution rules comprise characteristics of applicants for financial accounts. The user further creates one or more decision classes using the UI, wherein one or more attribution rules place an applicant in a decision class; and the user creates business rules, wherein a business rule determines a manner in which the GRA module interprets data from the third party data sources.

US Patent:

20120271743, Oct 25, 2012

Filed:

May 30, 2012

Appl. No.:

13/484221

Inventors:

Amit R. Patel - Woodbridge NJ, US
Song Ting Ceng - Brooklyn NY, US
Girish Narang - Mineola NY, US
Jeremy Sokolic - New York NY, US

Assignee:

FISERV, INC. - Brookfield WI

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

Embodiments of a Global Risk Administration (GRA) method and system include a GRA tool that assists an institution with various decision making processes by enabling the institution to customize the GRA tool to generate decisions based on information input by the institution or a customer of the institution. In an embodiment, the institution is a financial institution (FI), and customizing the GRA tool involves an FI user assigning attribution rules using, wherein attribution rules comprise characteristics of applicants for financial accounts. The user further creates one or more decision classes using the UI, wherein one or more attribution rules place an applicant in a decision class; and the user creates business rules, wherein a business rule determines a manner in which the GRA module interprets data from the third party data sources.

US Patent:

20190157535, May 23, 2019

Filed:

Jan 25, 2019

Appl. No.:

16/257441

Inventors:

- Waterbury CT, US
Pritha Choudhury - Bangalore, IN
Siuli Sarkar - Bangalore, IN
Ranjit Pandher - Plainsboro NJ, US
Nicholas G. Herrick - Edison NJ, US
Amit Patel - East Brunswick NJ, US
Ravindra M. Bhatkal - East Brunswick NJ, US
Bawa Singh - Marlton NJ, US

International Classification:

H01L 33/62
B23K 1/005
B23K 1/002
H01L 23/00
C22C 13/02
B23K 35/26
B23K 1/00
B23K 1/08

Abstract:

Improved electrical and thermal properties of solder alloys are achieved by the use of micro-additives in solder alloys to engineer the electrical and thermal properties of the solder alloys and the properties of the reaction layers between the solder and the metal surfaces. The electrical and thermal conductivity of alloys and that of the reaction layers between the solder and the -metal surfaces can be controlled over a wide range of temperatures. The solder alloys produce stable microstructures wherein such stable microstructures of these alloys do not exhibit significant changes when exposed to changes in temperature, compared to traditional interconnect materials.

US Patent:

20180102464, Apr 12, 2018

Filed:

Oct 6, 2016

Appl. No.:

15/286759

Inventors:

- Waterbury CT, US
Pritha Choudhury - Bangalore, IN
Siuli Sarkar - Bangalore, IN
Ranjit Pandher - Plainsboro NJ, US
Nicholas G. Herrick - Edison NJ, US
Amit Patel - East Brunswick NJ, US
Ravindra M Bhatkal - East Brunswick NJ, US
Bawa Singh - Marlton NJ, US

International Classification:

H01L 33/62
H01L 23/00
H01L 33/64
B23K 1/00
B23K 1/08
B23K 1/002
B23K 1/005
B23K 35/26
C22C 13/02

Abstract:

Improved electrical and thermal properties of solder alloys are achieved by the use of micro-additives in solder alloys to engineer the electrical and thermal properties of the solder alloys and the properties of the reaction layers between the solder and the metal surfaces. The electrical and thermal conductivity of alloys and that of the reaction layers between the solder and the -metal surfaces can be controlled over a wide range of temperatures. The solder alloys produce stable microstructures wherein such stable microstructures of these alloys do not exhibit significant changes when exposed to changes in temperature, compared to traditional interconnect materials.

US Patent:

20160228344, Aug 11, 2016

Filed:

Feb 9, 2016

Appl. No.:

15/019308

Inventors:

ANTHONY ESPOSITO - ROSELLE NJ, US
MICHAEL A. KNOPF - LONG VALLEY NJ, US
AMIT PATEL - PINEBROOK NJ, US
LYUDMILA BEREZNER - BROOKLYN NY, US
THOMAS SCHAMPER - EAST WINDSOR NJ, US
WILLIAM C. WOHLAND - SUCCASUNNA NJ, US

International Classification:

A61K 8/58
A61Q 15/00
A61K 8/26
A61K 8/06
A61K 8/34

Abstract:

Embodiments disclosed herein include a deodorant or antiperspirant base that includes cyclomethicone and propylene glycol dispersed in the cyclomethicone.