Matthew Benedict Hessburg - Jersey City NJ, US Andrew W. Rappleyea - Kernersville NC, US Sunen Rodriguez - Weehawken NJ, US Julie Sanoff - Hoboken NJ, US Andrea N. Silverstein - Princeton NJ, US
Assignee:
American Express Travel Related Services Company, Inc. - New York NY
International Classification:
G06K 15/00 G06Q 30/00
US Classification:
235383, 705 1427, 705 1433, 705 26, 705 37
Abstract:
Systems and methods are provided for facilitating an acquisition from a merchant, whereby payment for the acquisition is made at least partially through automated redemption of loyalty points from a loyalty account. In particular, information is received at a loyalty point exchange system from the merchant. The information may include loyalty data indicating that the acquisition was paid for using a transaction card account that is to be reimbursed using loyalty points from the loyalty account. The loyalty account is debited by an amount equal to a currency value of the acquisition and the transaction card account is credited the amount charged for the acquisition. Loyalty points may, alternatively, be used to directly pay for purchases without the steps of charging and crediting a transaction card.
System And Method For Exchanging Loyalty Points For Acquisitions
Matthew Benedict Hessburg - Jersey City NJ, US Andrew W. Rappleyea - Kernersville NC, US Sunen Rodriguez - Weehawken NJ, US Julie Sanoff - Hoboken NJ, US Andrea N. Silverstein - Princeton NJ, US
Assignee:
American Express Travel Related Services Company, Inc. - New York NY
International Classification:
G06Q 30/00
US Classification:
235380, 235383, 705 1427, 705 1433
Abstract:
Systems and methods are provided for facilitating an acquisition from a merchant, whereby payment for the acquisition is made at least partially through automated redemption of loyalty points from a loyalty account. In particular, information is received at a loyalty point exchange system from the merchant. The information may include loyalty data indicating that the acquisition was paid for using a transaction card account that is to be reimbursed using loyalty points from the loyalty account. The loyalty account is debited by an amount equal to a currency value of the acquisition and the transaction card account is credited the amount charged for the acquisition. Loyalty points may, alternatively, be used to directly pay for purchases without the steps of charging and crediting a transaction card.
System And Method For Exchanging Loyalty Points For Acquisitions
Matthew Hessburg - Jersey City NJ, US Andrew Rappleyea - Kernersville NC, US Sunen Rodriguez - Weehawken NJ, US Julie Sanoff - Hoboken NJ, US Andrea Silverstein - Princeton NJ, US
International Classification:
G06F017/60
US Classification:
705/014000
Abstract:
Systems and methods are provided for facilitating an acquisition from a merchant, whereby payment for the acquisition is made at least partially through automated redemption of loyalty points from a loyalty account. In particular, information is received at a loyalty point exchange system from the merchant. The information may include loyalty data indicating that the acquisition was paid for using a transaction card account that is to be reimbursed using loyalty points from the loyalty account. The loyalty account is debited by an amount equal to a currency value of the acquisition and the transaction card account is credited the amount charged for the acquisition. Loyalty points may, alternatively, be used to directly pay for purchases without the steps of charging and crediting a transaction card.
System And Method For Exchanging Loyalty Points For Acquisitions
Matthew Benedict Hessburg - Jersey City NJ, US Andrew W. Rappleyea - Kernersville NC, US Sunen Rodriquez - Weehawken NJ, US Julie Sanoff - Hoboken NJ, US Andrea N. Silverstein - Princeton NJ, US
Assignee:
American Express Travel Related Services Company, Inc. - New York NY
International Classification:
G06Q 30/00 G06Q 10/00
US Classification:
705 5, 705 1433
Abstract:
Systems and methods are provided for facilitating an acquisition from a merchant, whereby payment for the acquisition is made at least partially through automated redemption of loyalty points from a loyalty account. In particular, information is received at a loyalty point exchange system from the merchant. The information may include loyalty data indicating that the acquisition was paid for using a transaction card account that is to be reimbursed using loyalty points from the loyalty account. The loyalty account is debited by an amount equal to a currency value of the acquisition and the transaction card account is credited the amount charged for the acquisition. Loyalty points may, alternatively, be used to directly pay for purchases without the steps of charging and crediting a transaction card.