Angela M Sicord

US Patent:

20200167788, May 28, 2020

Filed:

Nov 27, 2018

Appl. No.:

16/201152

Inventors:

Kevin Bell - San Francisco CA, US
Kerry Boesel - San Francisco CA, US
Tyua Larsen Fraser - Livermore CA, US
Patricia Hinrichs - San Francisco CA, US
Ami Warren Lyman - Matthews NC, US
Christina Ann Parks - Shoreview MN, US
Michael Rosenthal - San Francisco CA, US
Angela Sicord - San Francisco CA, US
Keith Meade Sykes - Charlotte NC, US
Steve Watts - San Francisco CA, US

International Classification:

G06Q 20/40
G06Q 20/16
G10L 25/51
G10L 17/06
G06K 9/00

Abstract:

Various examples described herein are directed to systems, methods, and computer-readable medium for routing distribution requests. A request for distribution of funds is received. The funds are in an account of a user. An activity window is determined. Data from within the activity window is collected. A risk score is calculated based on the data. The request is routed to a further verification queue based on the risk score. Additional information needed to verify the request is determined. The additional information is requested and received. The additional information is verified. Approval of the request is determined based on the verification of the additional information.