Benjamin D Baron

US Patent:

20080275768, Nov 6, 2008

Filed:

May 4, 2007

Appl. No.:

11/744604

Inventors:

Jared Krasney Berman - Pepper Pike OH, US
Benjamin Matthew Baron - Denville NJ, US

International Classification:

G06Q 30/00

US Classification:

705 14

Abstract:

The present disclosure provides methods and apparatus for providing a coupon at an automated teller machine. In general, a user of the disclosed system performs a financial transaction at an automated teller machine (ATM). In addition, the ATM displays and prints one or more coupons for the user. Preferably, the coupon(s) are selected from a database of coupons based on the geographic location of the ATM (e.g., a nearby restaurant). Preferably, the coupon includes directions to the associated store and/or directions within the associated store. For example, a map with an overlaid route and/or text-based directions from the ATM to the store may be printed on the coupon. In addition to geography, coupon selection may be based on one or more other variables such as the ATM transaction type, the ATM transaction amount, the person's age, the person's sex, the person's previous purchases, etc. Coupon providers may be charged in a variety of different ways. For example, coupon providers may be charged for each time a coupon is displayed, each time a coupon is printed, and/or each time a coupon is redeemed.