Benjamin W Berger

US Patent:

20200050976, Feb 13, 2020

Filed:

Aug 10, 2018

Appl. No.:

16/101338

Inventors:

- Purchase NY, US
Benjamin M. Berger - Rye Brook NY, US
Amarildo Gjondrekaj - Yonkers NY, US

International Classification:

G06Q 10/02
G06Q 50/14
G06Q 20/10

Abstract:

The disclosure herein describes generating, managing, and finalizing group reservations of travel resources (e.g., plane tickets, hotel and other lodging reservations, etc.) via a group reservation system. A group reservation request is received including group member data and travel resource reservation data. The reservation data is transmitted to group members based on the group member data. Reservation feedback is then received from the group members. The reservation feedback includes an acceptance message or a rejection message for participation with the travel resource(s). A quantity of acceptance messages received in the reservation feedback is compared to a reservation threshold and, based on the comparison, the group reservation is finalized, wherein the finalized group reservation is associated with group members from whom an acceptance message was received. The described system provides an automated management system for simultaneously organizing and managing reservations for multiple members of a group.

US Patent:

20190095915, Mar 28, 2019

Filed:

Sep 28, 2017

Appl. No.:

15/718223

Inventors:

- Purchase NY, US
Benjamin M. Berger - Rye Brook NY, US

International Classification:

G06Q 20/40
G06F 17/30

Abstract:

A system and method for managing a recurring payment between a merchant and a consumer with a recurring payment management (RPM) system as an interface between a consumer and one or more merchant recurring payment systems. The RPM system obviates the need for the consumer to individually manage his/her recurring payment obligations by acting as a gatekeeper to manage each of a plurality of recurring payments for a plurality of merchants over a plurality of merchant recurring payment systems.

US Patent:

20180357620, Dec 13, 2018

Filed:

Jun 13, 2017

Appl. No.:

15/621641

Inventors:

- Purchase NY, US
Lauren Ottulich - Douglaston (Queens County) NY, US
Benjamin M. Berger - Rye Brook NY, US

Assignee:

Mastercard International Incorporated - Purchase NY

International Classification:

G06Q 20/10
G06Q 20/40
G06Q 20/14
G06Q 40/02

Abstract:

An apparatus for collecting funds can include a payment processor configured to receive, from a user device, a request to collect funds for a specified purpose. The payment processor can transmit, to the user device, an authorization code for payment authorization and a link to share with one or more contributors through which funds can be collected for the specified purpose in a virtual account associated with the specified purpose and a user of the user device. In response to receiving a request from a merchant-side processor for payment, the payment processor can determine that the merchant-side processor is requesting payment for the specified purpose, request the user device to authorize payment to the merchant-side processor using the authorization code, and instruct a financial institution-side processor to transfer a requested amount to the merchant from the virtual account.

US Patent:

20180357621, Dec 13, 2018

Filed:

May 10, 2018

Appl. No.:

15/976011

Inventors:

- Purchase NY, US
Benjamin M. Berger - Rye Brook NY, US
Jennifer Lowe - Briarcliff Manor NY, US

Assignee:

Mastercard International Incorporated - Purchase NY

International Classification:

G06Q 20/10
G06Q 20/42
G06Q 20/40

Abstract:

An apparatus for collecting funds can include a payment processor configured to receive, from a user device, a request to collect funds for a specified purpose. The payment processor can transmit, to the user device, an authorization code for payment authorization and can determine whether a user qualifies to receive an approved amount of funds from at least one grant for the specified purpose based on one or more user attributes of the user and the specified purpose. Upon determining that the user qualifies to receive the at least one grant and in response to receiving a request from a merchant for payment, the payment processor can determine that the merchant is requesting payment for the specified purpose, request the user device to authorize payment to the merchant using the authorization code, and transmit a request to the philanthropic organization to provide the approved amount of funds to the merchant.

US Patent:

20180315071, Nov 1, 2018

Filed:

Apr 27, 2017

Appl. No.:

15/499783

Inventors:

- Purchase NY, US
Benjamin M. Berger - Rye Brook NY, US
Edward R. Tempesta - Bayside NY, US
Nikhil Anand Malgatti - Ridgefield CT, US
Pavel Umanski - Yorktown Heights NY, US
Pranit Flora - White Plains NY, US

International Classification:

G06Q 30/02

Abstract:

Systems and methods are provided for offering loyalty rewards for transactions. One exemplary method includes associating, by a computing device, a merchant with a group of reward offerors, and associating, by the computing device, a consumer payment account with a group of reward offerees. The method also includes receiving, by the computing device, and advertising to the reward offerees, a reward offer from the merchant; receiving a transaction associated with the merchant and with the consumer payment account, and identifying, in a data structure, the merchant as a member of the group of reward offerors and the consumer payment account as associated with the group of reward offerees. The method then further includes, based on the advertised reward offer and on the identified merchant, updating, by the computing device, a loyalty reward account associated with the consumer payment account.

US Patent:

20180082272, Mar 22, 2018

Filed:

Sep 21, 2016

Appl. No.:

15/271308

Inventors:

- Purchase NY, US
Benjamin M. Berger - Rye Brook NY, US
Jean-Pierre Gerard - Croton-On-Hudson NY, US
Vincent Morelli - Norwalk CT, US
Melinda I. Rolfs - Pleasantville NY, US
Qian Wang - Ridgefield CT, US

International Classification:

G06Q 20/20
G06Q 20/40

Abstract:

Embodiments of the disclosure enable a computing system to enhance one or more financial transactions. The computing system identifies a cardholder account used to enter into a financial transaction, identifies a merchant and/or a primary product associated with the financial transaction, analyzes cardholder data associated with the cardholder account and account data associated with the merchant and/or the primary product to determine a secondary product, generate presentation data for presenting product information associated with the secondary product, and receive selection data associated with the secondary product such that the financial transaction is enhanced with the secondary product. Aspects of the disclosure provide for enhancing the financial transaction with a secondary product tailored to the cardholder, provided or promoted by the merchant, and/or useable with the primary product in a constructive, complementary, and/or effective manner.