Benjamin F Bowne

US Patent:

20110307188, Dec 15, 2011

Filed:

Jun 29, 2011

Appl. No.:

13/172240

Inventors:

Jufeng Peng - Normal IL, US
Brian Fields - Normal IL, US
Paul Rutkowski - Normal IL, US
Benjamin Bowne - Mackinaw IL, US

Assignee:

State Farm Insurance - Bloomington IL

International Classification:

G06F 19/00

US Classification:

702 33

Abstract:

A method for collecting and evaluating driving related data, comprising using one or more sensors associated with a handheld mobile device to automatically collect driving data during a data collection session; and using one or more processors to execute computer readable instructions stored in non-transitory memory to calculate, based at least on the collected driving data, one or more metrics related to the driver's driving behavior, and display on a display device the one or more calculated metrics related to the driver's driving behavior.

US Patent:

20130006674, Jan 3, 2013

Filed:

May 22, 2012

Appl. No.:

13/477793

Inventors:

BENJAMIN BOWNE - Mackinaw IL, US
JUFENG PENG - Normal IL, US
NICK BAKER - Normal IL, US
DUANE MARZINZIK - Springfield IL, US
ERIC RILEY - Heyworth IL, US
NICK CHRISTOPULOS - Bloomington IL, US
BRIAN FIELDS - Normal IL, US
LYNN WILSON - Normal IL, US
TODD WILKERSON - Bloomington IL, US
DAVE THURBER - Sherman IL, US

Assignee:

State Farm Insurance - Bloomington IL

International Classification:

G06Q 40/08

US Classification:

705 4

Abstract:

A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.

US Patent:

20130006675, Jan 3, 2013

Filed:

Jun 6, 2012

Appl. No.:

13/490166

Inventors:

Benjamin Bowne - Mackinaw IL, US
Jufeng Peng - Normal IL, US
Nick Baker - Normal IL, US
Duane Marzinzik - Springfield IL, US
Eric Riley - Heyworth IL, US
Nick Christopulos - Bloomington IL, US
Brian Fields - Normal IL, US
Lynn Wilson - Normal IL, US
Todd Wilkerson - Bloomington IL, US
Dave Thurber - Sherman IL, US

Assignee:

State Farm Insurance - Bloomington IL

International Classification:

G06Q 40/08

US Classification:

705 4

Abstract:

A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.

US Patent:

20130179198, Jul 11, 2013

Filed:

Feb 8, 2013

Appl. No.:

13/763231

Inventors:

Benjamin F. Bowne - Mackinaw IL, US
Jufeng "James" Peng - Normal IL, US
Nicholas R. Baker - Normal IL, US
Duane Lee Marzinzik - Springfield IL, US
Nick U. Christopulos - Bloomington IL, US
Brian Mark Fields - Normal IL, US
J Lynn Wilson - Normal IL, US
Bryan T. Wilkerson - Bloomington IL, US
David W. Thurber - Sherman IL, US

Assignee:

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY - Bloomington IL

International Classification:

G06Q 40/08

US Classification:

705 4

Abstract:

A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a remote computer receives the collected vehicle operation data from a mobile device and calculates an insurance premium based at least in part on the collected vehicle operation data. A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a server receives collected vehicle operation data, a database stores the collected vehicle operation data, and a rating engine determines a vehicle insurance premium based at least in part on collected vehicle operation data.

US Patent:

20150154711, Jun 4, 2015

Filed:

Dec 4, 2013

Appl. No.:

14/096709

Inventors:

- Bloomington IL, US
Nicholas R. Baker - Normal IL, US
Eric Bellas - Bloomington IL, US
Benjamin F. Bowne - Mackinaw IL, US

Assignee:

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY - Bloomington IL

International Classification:

G06Q 10/00
G06Q 30/02

Abstract:

A method for identifying a primary vehicle associated with a user of a mobile device includes receiving an indication of a vehicle entry event from a mobile device and retrieving sensor data from the mobile device. The method further includes receiving an indication of a vehicle exit event from the mobile device, generating a trip log including portions of the sensor data, and storing the trip log in a trip database. A server, or other suitable computing device, then analyzes the trip log and a plurality of previously stored trip logs in the trip database to determine a primary vehicle corresponding to the user of the mobile device. The method may allow a computing device to assign gathered mobile device data to a specific household vehicle.

US Patent:

20150046197, Feb 12, 2015

Filed:

Oct 23, 2014

Appl. No.:

14/522038

Inventors:

- Bloomington IL, US
Brian Mark Fields - Normal IL, US
Paul Christopher Rutkowski - Normal IL, US
Benjamin F. Bowne - Mackinaw IL, US
Steve C. Cielocha - Bloomington IL, US

International Classification:

B60W 40/09
G01B 11/00
G01W 1/00
G01P 15/00

US Classification:

705 4, 701 315

Abstract:

A method for using a mobile device arranged within a vehicle to provide risk analysis for a driver of the vehicle includes receiving sensor data representing information (i) collected by a sensor of the mobile device and (ii) indicative of a driving environment of the vehicle, storing the received sensor data in a memory, processing the stored sensor data to determine a set of one or more characteristics of the driving environment of the vehicle, and determining, based on the determined set of characteristics, a driving score indicative of risk for the driver of the vehicle.

US Patent:

20140149145, May 29, 2014

Filed:

Nov 29, 2012

Appl. No.:

13/689014

Inventors:

- Bloomington IL, US
Duane Lee Marzinzik - Springfield IL, US
Brian Mark Fields - Normal IL, US
J. Lynn Wilson - Normal IL, US
Benjamin F. Bowne - Mackinaw IL, US
Sunish Menon - Normal IL, US
Dustin Charles Schneider - Farmer City IL, US
Scott Thomas Christensen - Gibson City IL, US

Assignee:

STATE FARM INSURANCE - Bloomington IL

International Classification:

G06F 17/00
G06Q 40/08

US Classification:

705 4, 702150

Abstract:

A mobile device for capturing motion data of a vehicle when the mobile device is travelling with the vehicle, the mobile device comprising: at least one sensor; a processor; a non-transitory storage medium; and an orientation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to determine an orientation of the mobile device relative to an orientation of the vehicle; and a transformation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to transform motion sensor data to remove secondary movement of the mobile device, which corresponds to the relative movement of the mobile device within the vehicle, and retain primary movement of the mobile device, which corresponds to the motion of the vehicle.