Thinh Nguyen-khoa - Huntington Beach CA, US Binh Dang - Santa Ana CA, US David Dao - Anaheim CA, US Dominic Le - Westminster CA, US Brian Beery - Fountain Valley CA, US
International Classification:
G06Q 40/00
US Classification:
705 38
Abstract:
A novel system and method for determining a qualified loan applicant is disclosed. In one embodiment, applicant information and potential first liens are compared to determine candidate first liens based on applicant information. Debt-to-income ratio requirement information associated with the candidate first liens is stored. Candidate second liens associated with the candidate first liens are determined, and the debt-to-income ratio of the combination of the candidate first and second liens is determined. Qualifying combinations are determined by comparing the debt-to-income ratio to the stored debt-to-income ratio requirement. In another embodiment, candidate first liens are organized by common characteristics and outputted with associated second liens. Other embodiments, such as optimizations on the system and method, are disclosed herein.
Meridianlink
Senior Product Manager
Meridianlink Jan 2014 - Jan 2016
Professional Services Team Lead
Meridianlink Jan 2013 - Jan 2014
Professional Services Engineer
Meridianlink Jan 2009 - Jan 2013
Product Design Engineer
Meridianlink Aug 2003 - Dec 2008
Sae
Education:
University of Southern California 1996 - 2000
Bachelors, Bachelor of Science, Computer Engineering
Skills:
C# Visual Studio C++ Xml .Net Software Development Sql Html Microsoft Sql Server Subversion Software Engineering Unix Business Analysis Java Perl Project Management Jquery
Bryan Beery (1977-1981), Brian Conger (1967-1971), Karen Duff (1977-1981), Steven Adams (1974-1978), Joseph Marr (1974-1978), Larry Richter (1961-1965)
Brian Wiseman (1980-1984), Bryan Beery (1984-1988), Lisa Beisel (1983-1986), Robin Kuklenski (1985-1989), Eric Tunon (1985-1988), Kirk Baker (1986-1989)