Yiannis Tsiounis - New York NY, US Charles Doherty - Freeport NY, US Benjamin Reddy - New York NY, US Eilliott Richelson - New York NY, US
International Classification:
G06F017/60
US Classification:
235/379000
Abstract:
Methods and systems consistent with the present invention provide a simple and easy-to-use system to make electronic payments on the Web. Specifically, methods and systems consistent with the present invention provide anonymity, security and accountability. To do so, pre-paid stored value card (“cash card”) including a card identification number for a predetermined amount of money may be purchased at a point of sale. To ensure security, Personal Security Codes are established for a user at a server. To use the cash cards, a user may visit a Web merchant, select an item to purchase, and enter the card identification number and the Personal Security Code to transmit for confirmation to the server. The server subtracts the cost of the item from the predetermined amount on the cash card.
Methods And Systems For Making Secure Electronic Payments
Yiannis Tsiounis - New York NY, US Charles Doherty - Freeport NY, US
International Classification:
G06F017/60 H04K001/00
US Classification:
705/071000, 705/077000, 705/078000, 705/072000
Abstract:
The present invention provides methods and systems for securing payment over a network from a customer to a merchant. A trusted party component receives an instruction from the customer to pay the merchant, the instruction including confidential payment information of the customer. The trusted party component creates payment authentication information based on the confidential payment information. Based on the payment authentication information, the trusted party component pays the merchant on behalf of the customer without the confidential payment information of the customer being disclosed to the merchant.
Passivation Of Defects In Laser Annealed Semiconductors
Janet L. Benton - Warren NJ Charles J. Doherty - Westfield NJ Lionel C. Kimerling - Westfield NJ Harry J. Leamy - Summit NJ
Assignee:
Bell Telephone Laboratories, Incorporated - Murray Hill NJ
International Classification:
H01L 21265
US Classification:
148 15
Abstract:
The application describes a technique for passivating point defects that are characteristic of laser annealed semiconductors. According to the technique, the laser annealed material is treated with atomic hydrogen to electrically deactivate the defects.
NYC School Construction Authority since Apr 2001
Manager - Accounting & Finance
Doris Duke Charitable Foundation Jun 1999 - Dec 2000
Manager - Accounting & Finance
Birmingham City Council - Community Roots 1991 - 1997
Senior Accountant
Eko International Bank, PLC Apr 1986 - Mar 1990
Accountant/Manager
Education:
Capella University 2005 - 2008
PhD, Organization & Management - IT Management
Fairleigh Dickinson University 2001 - 2003
Post-MBA Diploma, Accounting
Bolton Institute Business School 1996 - 1997
MBA, Management & Organization
Birmingham City University 1995 - 1996
Master of Science, Management & Organizational Development
Birmingham City University 1991 - 1992
Graduate Diploma, Information Technology
Rivers State University of Science and Technology 1982 - 1987
Bachelor of Science, Accountancy
Littlefield Elementary School Avon MA 1945-2005, Butler Elementary School Avon MA 1946-2008, Avon High School Avon MA 1954-1959, Crowley Elementary School Avon MA 1954-2003
Parsippany Christian High School Parsippany NJ 1978-1982
Community:
Diane Ellis, John Harris, Jeanette Willey, Drew Williams, Karen Elting, Thomas Caselli, Dianna Kosisher, Donna Peterson, Todd Henderson, April Hernandez
Charles Doherty: I can vividly remember watching out of my window, the night before my sixth birthday, watching to see the first man landing on the moon. In my naive mind I imagined I would see the lunar module landing and then the astronauts getting out.