Christina Marie Richards

US Patent:

20150101068, Apr 9, 2015

Filed:

Dec 12, 2014

Appl. No.:

14/568782

Inventors:

- WILMINGTON DE, US
Glen E. Graf - Highlands Ranch CO, US
Joseph Lesko - Peoria AZ, US
John G. McDonald - Eugene OR, US
Christina L. Richards - Scottsdale AZ, US

International Classification:

H04L 29/06
G06F 21/62
G06Q 20/40

US Classification:

726 28

Abstract:

The present disclosure includes a system, method, and article of manufacture for lossless compression of data and high speed manipulation of the data. The method may comprise associating a customer with a plurality of levels, and counting, in near real time, a number of transactions at each level in the plurality of levels based on a transaction history of the customer at each of a plurality of merchants. The method may further comprise counting the number of transactions during a time period. Similarly, the method may comprise determining an opportunity comprising an offer based upon the counting, determining an opportunity based upon a count indicating a transaction by the customer with a merchant, and/or determining an opportunity with a first merchant based upon a count indicating a transaction by the customer with a second merchant.