Christopher A Adams

Address:

12600 Headquarters Farm Rd, Charlotte, NC 28262

Phone:

(704)5495759

VIN:

WMWMF33507TL68032

Make:

MINI

Model:

COOPER

Year:

2007

US Patent:

20130046702, Feb 21, 2013

Filed:

Aug 15, 2011

Appl. No.:

13/209740

Inventors:

Erik S. Ross - Charlotte NC, US
Christopher M. Adams - Charlotte NC, US
Katherine K. Dintenfass - Charlotte NC, US
Carrie A. Hanson - Charlotte NC, US
Alicia C. Jones - Fort Mill SC, US
Jason Typrin - Charlotte NC, US

Assignee:

Bank Of America Corporation - Charlotte NC

International Classification:

G06Q 99/00
G06Q 40/00

US Classification:

705319

Abstract:

Financial activities may be performed in a social networking environment. To perform the financial activities, a first message is received to create a first financial goal associated with a user. The first message comprises the first financial goal and a reward for achieving the first financial goal. The first financial goal is available for display in a social networking environment associated with the user. A processor creates the first financial goal associated with the user and stores the first financial goal. The status of the first financial goal is monitored. Information associated with the first financial goal is received from a data source, and the processor updates the status of the first financial goal according to the received information.

US Patent:

20130054436, Feb 28, 2013

Filed:

Aug 30, 2011

Appl. No.:

13/221536

Inventors:

Carrie Anne Hanson - Charlotte NC, US
Christopher M. Adams - Charlotte NC, US
Jason Typrin - Charlotte NC, US
Erik Stephen Ross - Charlotte NC, US
Brad J. Kirchenbaum - Charlotte NC, US
Kimberly B. Summerrow - Charlotte NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 35

Abstract:

According to some embodiments, an account management system comprises a processor coupled to a memory. The memory is operable to store account information associated with a first type of account held by an account holder; and one or more event triggers linked to the account. The processor is operable to receive event information associated with the account, the event information indicating that an event associated with the account has occurred. The processor determines that the event that occurred comprises one or more of the event triggers linked to the account. The processor initiates the activation of a second type of account held by the account holder in response to determining that the event that occurred comprises one or more of the event triggers linked to the account and based at least in part upon the account information associated with the first type of account held by the account holder.

US Patent:

20130054449, Feb 28, 2013

Filed:

Aug 30, 2011

Appl. No.:

13/221404

Inventors:

Carrie Anne Hanson - Charlotte NC, US
Christopher M. Adams - Charlotte NC, US
Jason Typrin - Charlotte NC, US
Erik Stephen Ross - Charlotte NC, US
Brad J. Kirchenbaum - Charlotte NC, US
Kimberly B. Summerrow - Charlotte NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 39

Abstract:

According to some embodiments, an account management system comprises a processor coupled to a memory. The memory is operable to store account information associated with an account. The processor is operable to communicate to a potential contributor a link to a webpage, wherein the webpage comprises account information identifying the account and request information identifying an amount of a funds request, the beneficiary of the account, and a purpose for the funds request. The processor is operable to receive a response to the funds request indicating an outcome of the funds request and manage the account based on the outcome of the funds request.

US Patent:

20130054453, Feb 28, 2013

Filed:

Aug 30, 2011

Appl. No.:

13/221308

Inventors:

Carrie Anne Hanson - Charlotte NC, US
Brad J. Kirchenbaum - Charlotte NC, US
Kimberly B. Summerrow - Charlotte NC, US
Christopher M. Adams - Charlotte NC, US
Jason Typrin - Charlotte NC, US
Erik S. Ross - Charlotte NC, US
Jacqueline A. Corr - Charlotte NC, US
Deshaun G. Hunter - Charlotte NC, US
Susan S. Thomas - Gastonia NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 40

Abstract:

According to some embodiments, a deposit system for receiving funds into an account held for an account beneficiary comprises a spending tracker, a reimbursement module, a contributor module, and an allocation module. The spending tracker is operable to determine an amount of a withdrawal from the account. The reimbursement module is operable to request an amount of funds from a contributor, the amount of the request associated with the amount of the withdrawal. The contributor module operable to receive the funds from the contributor. The allocation module operable to deposit the funds into the account held for the account beneficiary.

US Patent:

20130054455, Feb 28, 2013

Filed:

Aug 30, 2011

Appl. No.:

13/221166

Inventors:

Carrie Anne Hanson - Charlotte NC, US
Brad J. Kirchenbaum - Charlotte NC, US
Kimberly B. Summerrow - Charlotte NC, US
Christopher M. Adams - Charlotte NC, US
Jason Typrin - Charlotte NC, US
Erik S. Ross - Charlotte NC, US
Jacqueline A. Corr - Charlotte NC, US
Deshaun G. Hunter - Charlotte NC, US
Susan S. Thomas - Gastonia NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 42

Abstract:

According to some embodiments, a deposit system for receiving funds into an account held for an account beneficiary, the account being identifiable by an account number, comprises a management module, a contributor module, and an allocation module. The management module is operable to register a plurality of contributors. The contributor module is operable to receive information identifying a first contributor, determine whether the first contributor is one of the plurality of registered contributors, and if the first contributor is a registered contributor, receive, from the first contributor, a deposit of funds, the deposit comprising a first set of funds associated by the first contributor for deposit into the account without identifying the account by the account number. The allocation module operable to deposit the first set of funds into the account without informing the first contributor of the account number.

US Patent:

20130054456, Feb 28, 2013

Filed:

Aug 30, 2011

Appl. No.:

13/221281

Inventors:

Carrie Anne Hanson - Charlotte NC, US
Brad J. Kirchenbaum - Charlotte NC, US
Kimberly B. Summerrow - Charlotte NC, US
Christopher M. Adams - Charlotte NC, US
Jason Typrin - Charlotte NC, US
Erik S. Ross - Charlotte NC, US
Jacqueline A. Corr - Charlotte NC, US
Deshaun G. Hunter - Charlotte NC, US
Susan S. Thomas - Gastonia NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 42

Abstract:

According to some embodiments, a deposit system for allocating deposited funds among a plurality of account categories held for an account beneficiary comprises a management module, a contributor module, and an achievement manager. The management module is operable to associate each account category of the plurality of account categories associated with a particular purpose, each purpose restricting use of funds in its associated account category. The contributor module is operable to receive a confirmation to deposit funds in at least one of the account categories upon accomplishment of an achievement by the account beneficiary. The achievement manager is operable to receive notification of the accomplishment of the achievement and instruct the contributor module to transfer the confirmed funds to the at least one of the account categories.

US Patent:

20130054460, Feb 28, 2013

Filed:

Aug 30, 2011

Appl. No.:

13/221049

Inventors:

Carrie Anne Hanson - Charlotte NC, US
Brad J. Kirchenbaum - Charlotte NC, US
Kimberly B. Summerrow - Charlotte NC, US
Christopher M. Adams - Charlotte NC, US
Jason Typrin - Charlotte NC, US
Erik S. Ross - Charlotte NC, US
Jacqueline A. Corr - Charlotte NC, US
Deshaun G. Hunter - Charlotte NC, US
Susan S. Thomas - Gastonia NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

705 44, 705 39

Abstract:

According to some embodiments, a deposit system for allocating deposited funds among a plurality of account categories held for an account beneficiary comprises a management module, a contributor module, and an allocation module. The management module is operable to associate each account category of the plurality of account categories with a particular purpose, each purpose restricting use of funds in its associated account category. The contributor module is operable to receive, from a contributor, a deposit of funds, the deposit comprising a first set of funds associated by the contributor with a first purpose and a second set of funds associated by the contributor with a second purpose. The allocation module operable to deposit the first set of funds into the account category associated with the first purpose and deposit the second set of funds into the account category associated with the second purpose.