Christopher L Gay

US Patent:

20100088123, Apr 8, 2010

Filed:

Feb 3, 2009

Appl. No.:

12/365047

Inventors:

Thomas A. McCall - Frisco TX, US
William D. Bryant - Mount Pleasant SC, US
John W.S. Riney - Ladson SC, US
Christopher E. Gay - Dallas TX, US

International Classification:

G06Q 40/00
G06F 17/30
G06Q 50/00

US Classification:

705 4, 707E17001

Abstract:

A method includes receiving a digital file from a customer, extracting metadata from the file, and verifying the metadata prior to accepting the digital file. The method may include verifying that a representation of a required physical token appears in the digital file.

US Patent:

20140310028, Oct 16, 2014

Filed:

Jun 25, 2014

Appl. No.:

14/314822

Inventors:

- Bloomington IL, US
Christopher E. Gay - Dallas TX, US
Gregory Hayward - Bloomington IL, US
Steven C. Cielocha - Bloomington IL, US
Todd Binion - Bloomington IL, US

International Classification:

G06Q 40/08

US Classification:

705 4

Abstract:

Methods and systems for leveraging a plurality of sensor devices distributed in a geographical area to monitor vehicle usage for assessing, pricing, and provisioning distance-based vehicle insurance. One or more sensor devices may capture information associated with a vehicle and communicate the information to an insurance provider. In aspects, the insurance provider may analyze the information to determine a distance that the vehicle travels within a particular time period. Further, the insurance provider may determine a vehicle usage unit based on the distance traveled as well as provide various insurance coverage types to a customer associated with the vehicle. Based on a selected coverage type, the insurance provider may generate an insurance quote for a policy having an amount of the vehicle usage units and may facilitate a purchase transaction with the customer for the insurance policy.