Dr. Ryan graduated from the Texas Tech University Health Science Center School of Medicine - Lubbock in 2001. She works in Richmond, VA and 1 other location and specializes in Endocrinology, Diabetes & Metabolism and Diabetes. Dr. Ryan is affiliated with Bon Secours St Francis Medical Center.
Jennifer Alspach-Goss - London, GB Colleen Crino - New York NY, US Srinivas Kolla - Phoenix AZ, US Mark Robinson - Peoria AZ, US Julia Russell - River Edge NJ, US Cynthia Ryan - Sunrise FL, US Edward Vittoria - Riverside CT, US Theodore Voltmer - Caldwell NJ, US
Assignee:
AMERICAN EXPRESS MARKETING & DEVELOPMENT CORPORATI - New York NY
International Classification:
G06Q 30/00 G06Q 40/00
US Classification:
705014000, 705039000
Abstract:
A method and apparatus to facilitate giving a discount to a consumer subsequent to a point of sale purchase. A merchant, manufacturer, and/or a consumer agree in advance with a financial account issuer to give a discount on qualifying purchases. The merchant and/or manufacturer may access an intranet provided by the financial account issuer and input instructions related to one or more discount programs. During a point of sale purchase, a consumer and merchant agree to a purchase price for a particular good and/or service being purchased by the consumer. The merchant requests payment authorization from the financial account issuer for the full (gross), agreed upon purchase price. If the purchase qualifies for a discount under one or more discount programs, the consumer's financial account is charged the full, agreed upon purchase price, and subsequently credited one or more discounts the transaction qualifies for without the consumer needing to perform a secondary task(s).
Harrison and Star Jul 2014 - Oct 2014
Senior Copywriter
Harrison and Star May 2012 - Oct 2014
Senior Editor
Ogilvy Commonhealth Worldwide May 2012 - Oct 2014
Senior Copywriter at Ogilvy Commonhealth Worldwide
Harrison and Star Oct 2012 - Jul 2014
Copywriter
Harrison and Star May 2010 - May 2012
Editor
Education:
Teachers College, Columbia University 1998 - 1999
Masters, Master of Arts, English, Education, Teacher Education, English Language Arts
Drew University 1992 - 1996
Bachelors, Bachelor of Arts, English, English Language, Theatre
East Meadow High School