David B Keating

US Patent:

20200410536, Dec 31, 2020

Filed:

Sep 11, 2020

Appl. No.:

17/017820

Inventors:

- McLean VA, US
David E. KEATING - McLean VA, US
Drew JACOBS - McLean VA, US
Janusz M. NICZYPORUK - McLean VA, US
Luke A. HAMMOCK - McLean VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 30/02

Abstract:

The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for linked transactions. Transaction data corresponding to a first product physically purchased using a financial service account and product identification data identifying the first purchased product are received. The transaction data and the product identification data are associated. A consumer that purchased the first product is determined based on at least the transaction data. Follow-on purchase to offer for sale to the consumer based on the product identification data is determined and a follow-up purchase offer to purchase the follow-on product is generated. The consumer is provided with the follow-on purchase offer to enable the consumer to purchase the follow-on product in an electronic commerce purchase transaction.

US Patent:

20140358656, Dec 4, 2014

Filed:

May 27, 2014

Appl. No.:

14/288069

Inventors:

Thomas S. POOLE - Chantilly VA, US
David E. KEATING - Glen Allen VA, US
Drew JACOBS - Arlington VA, US
Janusz M. NICZYPORUK - Vienna VA, US
Luke A. HAMMOCK - Washington DC, US

Assignee:

CAPITAL ONE FINANCIAL CORPORATION - McLean VA

International Classification:

G06Q 30/02

US Classification:

705 1417

Abstract:

The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for merchant accounts. The disclosed embodiments include, for example, a system for providing offers for accounts associated with a merchant. The system may be configured to receive a product identifier from a consumer, the product identifier identifying a product available from a merchant. The system may also determine whether the consumer has a current financial service account associated with the merchant. Further, the system may determine one or more incentives to offer the consumer, the one or more incentives being based at least in part on the product identifier. The system may also generate an invitation to apply for a new financial service account associated with the merchant when the consumer does not have a current financial service account associated with the merchant, communicate the invitation to apply to the consumer, and award the one or more incentives to the consumer based on a response to the invitation to apply.

US Patent:

20140358660, Dec 4, 2014

Filed:

May 27, 2014

Appl. No.:

14/288046

Inventors:

Thomas S. POOLE - Chantilly VA, US
David E. KEATING - Glen Allen VA, US
Drew JACOBS - Arlington VA, US
Janusz M. NICZYPORUK - Vienna VA, US
Luke A. HAMMOCK - Washington DC, US

Assignee:

CAPITAL ONE FINANCIAL CORPORATION - McLean VA

International Classification:

G06Q 30/02

US Classification:

705 1425, 705 1453

Abstract:

The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for linked transactions. Transaction data corresponding to a first product physically purchased using a financial service account and product identification data identifying the first purchased product are received. The transaction data and the product identification data are associated. A consumer that purchased the first product is determined based on at least the transaction data. Follow-on purchase to offer for sale to the consumer based on the product identification data is determined and a follow-up purchase offer to purchase the follow-on product is generated. The consumer is provided with the follow-on purchase offer to enable the consumer to purchase the follow-on product in an electronic commerce purchase transaction.