David F Peak

US Patent:

8359259, Jan 22, 2013

Filed:

Nov 12, 2009

Appl. No.:

12/617152

Inventors:

Gregory H. Berg - New Haven CT, US
Andrew J. Amigo - Gloucester MA, US
David F. Peak - Avon CT, US

Assignee:

Hartford Fire Insurance Company - Hartford CT

International Classification:

G06Q 40/00

US Classification:

705 37

Abstract:

A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors, to aggregate by the insurer loss information related to the insurance pool, and transmit the loss information to the safety vendors. Also, the processor is configured to allocate portions of a claim liability or a received premium associated with the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors. The data processing system also includes a memory for storing the determined shares assigned to the insurer and the safety vendors.

US Patent:

8510133, Aug 13, 2013

Filed:

Jun 15, 2010

Appl. No.:

12/816025

Inventors:

David F. Peak - Avon CT, US
Andrew J. Amigo - Gloucester MA, US
Richard M. Borden - West Hartford CT, US
Keven J. Busque - Manchester CT, US
Christopher Graham - Eden Prairie MN, US
Eugene J. Walters - Avon CT, US

Assignee:

Hartford Fire Insurance Company - Hartford CT

International Classification:

G06Q 40/00

US Classification:

705 4, 705 2, 705 3

Abstract:

Pursuant to some embodiments, systems, methods and devices are provided for insurance processing including installing a medical monitoring application associated with a user of a mobile device, the medical monitoring application including configuration data associated with at least a first medical monitoring rule, displaying, under control of the medical monitoring application, a series of instructions to cause the mobile device to be configured to communicate with at least a first biometric sensor, collecting, based on the at least first medical monitoring rule, a set of biometric data from the at least first biometric sensor, and transmitting the set of biometric data from the mobile device to a remote processing system for processing a request for insurance.

US Patent:

20080033725, Feb 7, 2008

Filed:

Jul 24, 2007

Appl. No.:

11/782296

Inventors:

David Peak - Chicago IL, US
Daniel Anderson - Rocklin CA, US
Paul Hletko - Evanston IL, US

Assignee:

LIQUIDTALK, INC. - Chicago IL

International Classification:

G10L 13/00
G06F 15/16

US Classification:

704260000, 709231000

Abstract:

The present disclosure includes methods for providing digital media content. A method includes capturing content, receiving the captured content as a file, and determining a recipient of the received file. The received file is converted to a digital media file and automatically transmitted to the recipient. Another method includes providing a first content and a second content. The first content is automatically transmitted to a first recipient group, which includes multiple recipients. The second content is automatically transmitted to a second recipient group, which also includes multiple recipients.

US Patent:

20110137684, Jun 9, 2011

Filed:

Dec 8, 2009

Appl. No.:

12/633366

Inventors:

David F. Peak - Avon CT, US
Andrew J. Amigo - Gloucester MA, US

International Classification:

G06Q 40/00
G06Q 30/00
G06F 17/30

US Classification:

705 4, 707737, 707E17046

Abstract:

A method includes a computer which receives telematics data relating to a vehicle operated by a driver. The telematics data is associated with a match index. The match index indicates that the telematics data is pertinent to the driver without indicating the driver's identity. The computer receives other data relating to the driver. The other data is associated with the match index. The computer uses the match index to associate the telematics data with the other data. The computer uses the associated telematics data and the other data to generate a driver classification for the driver.

US Patent:

20110161116, Jun 30, 2011

Filed:

Apr 5, 2010

Appl. No.:

12/754189

Inventors:

David F. Peak - Avon CT, US
Andrew J. Amigo - Gloucester MA, US
Richard M. Borden - West Hartford CT, US
Keven J. Busque - Manchester CT, US
Eugene J. Walters - Avon CT, US

International Classification:

G06Q 40/00
G06Q 10/00
G01C 21/34
G06Q 50/00
G06F 17/30
G06F 3/041

US Classification:

705 4, 705348, 701201, 701202, 707776, 345173, 707E17009

Abstract:

Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data, a computer processor for executing program instructions and for retrieving the loss risk score data from the data storage device, a memory, coupled to the computer processor, for storing program instructions for execution by the computer processor, a geocoding engine comprising program instructions stored in the memory for geocoding historical loss data and a plurality of loss risk factors, a scoring engine comprising program instructions stored in the memory for calculating a loss risk score for each of a plurality of geographical locations based on said historical loss data and said plurality of loss risk factors, and a communication device, coupled to the computer processor, to output loss risk score data based on geographical location.

US Patent:

20110161117, Jun 30, 2011

Filed:

Sep 8, 2010

Appl. No.:

12/877784

Inventors:

Keven J. Busque - Manchester CT, US
Andrew J. Amigo - Gloucester MA, US
Richard M. Borden - West Hartford CT, US
David F. Peak - Avon CT, US
Eugene J. Walters - Avon CT, US

International Classification:

G06Q 40/00
G06K 9/60

US Classification:

705 4, 382307

Abstract:

Systems, methods and apparatus for creating, analyzing and updating a property inventory are disclosed which include receiving, from a user operating a mobile device, a request to add a new item of property to an insurance inventory associated with an insurance policy, the request including information identifying the new item, at least a first image of the new item, and information identifying a location of the new item. An insurance inventory system is operated to add the new item to an insurance inventory associated with the insurance policy, the updating including computing a total current value of the insurance inventory including the new item. A coverage engine is operated to compare coverage limits associated with the insurance policy to the total current value of the insurance inventory to determine if the total current value is within a coverage limit of the insurance policy. A response is transmitted to the user based on the determination.

US Patent:

20110161118, Jun 30, 2011

Filed:

Oct 18, 2010

Appl. No.:

12/906737

Inventors:

Richard M. Borden - West Hartford CT, US
Andrew J. Amigo - Gloucester MA, US
Keven J. Busque - Manchester CT, US
David F. Peak - Avon CT, US
Eugene J. Walters - Avon CT, US

International Classification:

G06Q 40/00

US Classification:

705 4

Abstract:

Systems, methods, apparatus, means and computer program code for operating a mobile device and an insurance processing system are provide which include receiving, from a mobile device, sensor data collected from at least a first sensor of the mobile device, determining, based at least in part on the sensor data, that an activity associated with an insured is not covered by a plurality of insurance coverage rules, and transmitting, to the mobile device, information indicating that an activity is not covered by a plurality of insurance coverage rules.

US Patent:

20110213628, Sep 1, 2011

Filed:

May 11, 2011

Appl. No.:

13/105059

Inventors:

David F. Peak - Avon CT, US
Alex M. Carges - West Hartford CT, US
Roza E. Kogan - West Hartford CT, US
Ben Jade Lim - South Windsor CT, US

International Classification:

G06Q 40/00

US Classification:

705 4

Abstract:

Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. At least one element of an insurance policy associated with the user may be modified in accordance with the safety score. A response, including the safety score, may then be transmitted to the user over the communications network.