"I think people are more conservative," said David Pendley, president of Avenue Mortgage. "They aren't looking for bigger and better. The mind-set is, 'I have to get my house paid off and shore up my finances because no one is going to do it for me.'"
David Pendley (1993-1998), Matt Cawley (1990-1999), Mark Larsen (1991-1995), Richard Foote (1991-1995), Adrian Carbine (1974-1982), Jeff Marr (1983-1987)