Ezra D Becker

age ~54

from Chicago, IL

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Also known as:

Ezra Daniel Becker

Phone and address:: 1001 W Madison St APT 711, Chicago, IL 60607
(847)6793933

Connected to:

Ezra Becker Phones & Addresses

1001 W Madison St APT 711, Chicago, IL 60607 • (847)6793933
1249 Chase Ave, Chicago, IL 60626 • (773)3811111
8910 Skokie Blvd, Skokie, IL 60077
Glenview, IL
Seattle, WA
Henderson, NV

Work

Company:

Transunion
Feb 2016 to Feb 2020
Position:

Senior vice president, research and consulting

Education

Degree:

Doctorates, Doctor of Philosophy
School / High School:

University of Illinois at Chicago
2019 to 2024
Specialities:

Philosophy

Skills

Financial Services • Credit Risk • Analytics • Portfolio Management • Risk Management • Credit Cards • Business Analysis • Financial Risk • Predictive Analytics • Credit • Credit Scoring • Enterprise Risk Management • Management • Banking • Process Improvement • Financial Modeling • Risk Analytics • Segmentation • Credit Analysis • Relationship Management • Operational Risk • Database Marketing • Basel Ii • Sas • Aml • Predictive Modeling • Fraud

Industries

Financial Services

Resumes

Senior Vice President, Research

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Location:

Chicago, IL

Industry:

Financial Services

Work:

Transunion Feb 2016 - Feb 2020
Senior Vice President, Research and Consulting
Citi Aug 2003 - Aug 2005
Vice President, Decision Management
Jpmorgan Chase & Co. Feb 2002 - Jul 2003
Vice President, Corporate Credit Risk Management
First National Bank of Marin Jun 2000 - Feb 2002
Assistant Vice President Corporate Credit Risk Management
Jun 2000 - Feb 2002
Senior Vice President, Research

Education:

University of Illinois at Chicago 2019 - 2024
Doctorates, Doctor of Philosophy, Philosophy University of Illinois at Chicago 1997 - 2000
Master of Business Administration, Master of Science, Masters, Marketing, Statistics, Finance University of Illinois at Urbana - Champaign 1989 - 1993
Bachelors, Bachelor of Science, Chemical Engineering, Mathematics

Skills:

Financial Services
Credit Risk
Analytics
Portfolio Management
Risk Management
Credit Cards
Business Analysis
Financial Risk
Predictive Analytics
Credit
Credit Scoring
Enterprise Risk Management
Management
Banking
Process Improvement
Financial Modeling
Risk Analytics
Segmentation
Credit Analysis
Relationship Management
Operational Risk
Database Marketing
Basel Ii
Sas
Aml
Predictive Modeling
Fraud

Us Patents

Systems And Methods For Minimizing Effects Of Authorized User Credit Tradelines
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US Patent:

20090106141, Apr 23, 2009
Filed:

Oct 23, 2008
Appl. No.:

12/257220
Inventors:

Ezra D. Becker - Skokie IL, US
Assignee:

Trans Union LLC - Chicago IL
International Classification:

G06Q 40/00
US Classification:

705 38
Abstract:

Systems and methods for identifying, evaluating, and accounting for effects of authorized user trade lines are disclosed. The systems and methods incorporate use of credit characteristics that describe the nature of authorized user trade lines on a credit file or across credit files, and the influence of those authorized user relationships relative to the non-authorized user trade lines on the credit file in the evaluation of credit risk. Systems and methods incorporating these credit characteristics can be used in identifying any bias in perceived credit risk, in the evaluation of credit risk, or other credit-related evaluation.

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News

Heading Into Holiday And Black Friday, Market Remains Focused On Consumer

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The third quarter of 2017 exhibited a lending market that continued to operate in a stable manner, with consumers continuing to gain access to credit and take advantage of that access, said Ezra Becker, senior vice president and head of research and consulting for TransUnion, in the press release
Date: Nov 20, 2017
Category: Business
Source: Google

More credit cards going to buyers with imperfect credit

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While it might sound like a conundrum wrapped in a riddle, the short answer is this isnt so odd, said Ezra Becker, senior vice president of research and consulting for financial services at TransUnion, one of the nations largest credit bureaus.
Date: Aug 11, 2016
Category: Business
Source: Google

Average credit card debt per borrower dips in 2Q

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"The data supports that consumers will continue to prioritize their credit card relationships over other credit obligations, and delinquencies should remain low into the near future," said Ezra Becker, vice president of research and consulting in TransUnion's financial services business unit.
Date: Aug 13, 2013
Category: Business
Source: Google

TransUnion US Credit-Card Delinquencies Fall in 2nd Quarter

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consumers continue to value their credit card relationships as a primary means of liquidity. This is best demonstrated by the historically low credit card delinquency rates we observe today," said Ezra Becker, vice president of research and consulting in TransUnion's financial services business unit.
Date: Aug 13, 2013
Category: Business
Source: Google

Average Credit Card Debt, Late Payments...

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"Even a moderate uptick in delinquency is not a cause for concern, because we are at historic lows," said Ezra Becker, vice president of research and consulting in TransUnion's financial services business unit.
Date: May 21, 2013
Category: Business
Source: Google

Strapped consumers pay car loans first, study finds

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"The reversal in payment patterns between credit cards and mortgages has been well documented, but our findings were illuminating because it had not been previously clear that auto loans were considered a higher priority by consumers than both credit cards and mortgages," Ezra Becker, vice president
Date: Mar 29, 2012
Category: Business
Source: Google

TransUnion: 4th-quarter card delinquencies drop

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"We are still well below historical delinquency norms for credit cards, indicating that consumers are still effectively managing this debt and their relationship with the credit card providers," said Ezra Becker, vice president of research and consulting in TransUnion's finan
Date: Feb 22, 2012
Category: Business
Source: Google

Pace of new credit card accounts picks up in 2011

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the increased lending to people with lower credit scores doesn't mean the climate has shifted back to where it was in 2006 and 2007. Lending standards have tightened dramatically since then, said Ezra Becker, vice president of research and consulting in TransUnion's financial services business unit.
Date: Feb 21, 2012
Category: Business
Source: Google