Geiger F Lee

US Patent:

20080133407, Jun 5, 2008

Filed:

May 2, 2007

Appl. No.:

11/743390

Inventors:

Lawrence Otice Guillory - Suwanee GA, US
Mary Catherine Herbeck - Columbus OH, US
Donald Kenneth Hobday - Blacklick OH, US
Geiger Ferrell Lee - Gahanna OH, US
William E. Rasche - Dublin OH, US
Todd Nathaniel Roberts - Granville OH, US
Richard A. Stratton - Westerville OH, US
Cheryl L. Ward - Hilliard OH, US

Assignee:

CheckFree Corporation - Norcross GA

International Classification:

G06Q 30/00

US Classification:

705 40

Abstract:

A system and method for determining and displaying payment options in an electronic payment system is disclosed. A payee for a payor is identified. Prior to receiving a payment request to submit a payment to the payee on behalf of the payor, at least one funding method is identified from a list of potential funding methods. The at least one funding method is a funding method that is available to the payor for the payment to the payee, and the identification of the at least one funding method is based at least in part on at least one risk-based criteria. An interface screen is then generated for displaying at least one option to pay the payee, wherein the at least one option is associated with the at least one funding method.