Abstract:
A secure image protocol that can be used as a substitute or additional security layer during the login process or during high-risk transactions. In a first embodiment, the secure image protocol of the present invention is used to provide a secure login. In a second embodiment, the secure image protocol of the present invention is instead used during a login session, and, more particularly, during times when the user requests a high-risk transaction, wherein the secure image protocol provides an extra layer of security during the high-risk transaction.