Helen M Ruehmer

Helen Marie Ruehmer

Residential Mortgage Sales Manager And Loan Officer

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Location:

238 east North Ave, Northlake, IL 60164

Industry:

Banking

Work:

American Mortgage Service Company since Mar 2011
Loan Officer NMLS # 60717
Franklin Savings Feb 2009 - Mar 2011
Loan Officer/Team Leader
Progressive Mortgage Group Inc Jan 2005 - Feb 2009
Loan Officer/Manager
Morgan Financial Services/Strategic Mortgage 1999 - 2005
Loan Officer
Provident Bank/West Shell Mortgage Company 1997 - 1999
Loan Officer

Skills:

Fha
Refinance
Mortgage Lending
First Time Home Buyers
Loans
Finance
Residential Homes
Real Estate Transactions
Credit
Sellers
Va Loans
Investment Properties
Referrals
Real Estate
Foreclosures
Usda
Home Equity Loans
Short Sales
Down Payment Assistance
Mortgage Banking
Fha Financing
Construction Loans
Loan Origination
Buyers
Residential Mortgages
Credit Analysis
Certified Mortgage Planning
Mortgage Underwriting
Banking
Leadership
Real Estate Financing
Government Loans
Reo
Hud
Investors
Consumer Lending
Mortgage Servicing
Home Equity Lines of Credit
Move Up Buyers
Commercial Lending
Rates
Interest Rates
U.s. Va Loans
Working With First Time Home Buyers
Loan Servicing
Small Business Lending
U.s. Federal Housing Authority
Buyer Representation

Helen Ruehmer

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Helen Ruehmer, Crescent Springs KY Loan Officer, Licensed in Kentucky and Ohio

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Specialties:

Purchase Loan
Refinancing
Home Equity

Work:

American Mortgage Service Co.
541 Buttermilk Pike Ste 101, Crescent Springs, KY 41017
(513)2524063 (Office), (888)3173029 (Fax)

Licenses:

KY# 77098 OH# LO.025620 (Licensed in Kentucky and Ohio)

Description:

"The best way to have a smooth purchase or refinance is to work with an experienced loan officer who knows the current underwriting requirements and prepares you for the paperwork and questions. The more you know and prepare up front, the smoother your experience will be." WHO I AM Hello, my name is Helen Ruehmer and I am a professional loan officer licensed in Ohio and Kentucky. I help people by arranging their financing when they purchase or refinance their home. I started originating residential mortgage loans in January 1996. I grew up on the west side of Cincinnati. I recently moved to Lakeside Park, KY from Harrison, OH. As a local loan officer, I know the ins and outs of the Ohio and Kentucky markets. WHO I HELP I help first time home buyers and I help buyers that have owned a home before. People trust me to take care of their clients, family, friends and co-workers. HOW I HELP THEM I take a thorough application upfront. Part of my job is to anticipate what an underwriter is going to ask for and collect the information, explanations and documents. I coach borrowers through this process. If you haven't bought a home in the last few years, you'll find that the process is significantly different. People only think about home financing a few times during their life. I think about it every single day. To the borrower's advantage, I stay on top of the changes to program guidelines and industry trends. During the process, I communicate with the borrowers and the Realtors about the status of the loan. WHY WORK WITH ME Not all loan officers are alike. I truly believe that I am the best at providing an excellent overall experience. I love what I do. I've built my reputation as a trusted loan officer by providing personal service, talking with borrowers in a relatable manner, being a "straight shooter" and by being knowledgeable about financing. I care about earning your trust.

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