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Hope C Callen

age ~74

from Chilmark, MA

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Hope Callen Phones & Addresses

  • 22 Hammett Rd, Chilmark, MA 02535 • (508)6459525
  • West Tisbury, MA
  • Katonah, NY
  • Bedford, NY

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Hope Callen

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Us Patents

  • Providing Termination Benefits For Employees

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  • US Patent:
    6944597, Sep 13, 2005
  • Filed:
    Oct 30, 2001
  • Appl. No.:
    10/011446
  • Inventors:
    Brock W. Callen - Chilmark MA, US
    Hope C. Callen - Chilmark MA, US
  • Assignee:
    Spincor LLC - West Palm Beach FL
  • International Classification:
    G06F017/60
  • US Classification:
    705 4
  • Abstract:
    A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer. The product reduces adverse selection risks and durational risks associated with periods of unemployment.

  • Providing Termination Benefits For Employees

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  • US Patent:
    20020091553, Jul 11, 2002
  • Filed:
    Oct 30, 2001
  • Appl. No.:
    10/012204
  • Inventors:
    Brock Callen - Chilmark MA, US
    Hope Callen - Chilmark MA, US
  • Assignee:
    Spincor LLC, a Delawer Corporation
  • International Classification:
    G06F017/60
  • US Classification:
    705/004000
  • Abstract:
    A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer. The product reduces adverse selection risks and durational risks associated with periods of unemployment.

  • Pricing Employee Termination Benefits

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  • US Patent:
    20030216947, Nov 20, 2003
  • Filed:
    May 20, 2002
  • Appl. No.:
    10/152050
  • Inventors:
    Brock Callen - Chilmark MA, US
    Hope Callen - Chilmark MA, US
  • International Classification:
    G06F017/60
  • US Classification:
    705/004000, 705/040000
  • Abstract:
    Prices for coverages of termination benefits are aggregated with respect to cells of employees who are selected, based on employment demographics, to reduce the impact of adverse selection by an employer of the employees. The price for each of the cells includes an enhanced component that represents an excess over the anticipated termination rate of that cell. The excess termination rate is a predetermined multiple of the anticipated termination rate for at least some cells for which the anticipated termination rates are different.

  • Tax Withholding On Employee Termination Benefits

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  • US Patent:
    20040111300, Jun 10, 2004
  • Filed:
    May 20, 2002
  • Appl. No.:
    10/152051
  • Inventors:
    Brock Callen - Chilmark MA, US
    Hope Callen - Chilmark MA, US
  • International Classification:
    G06F017/60
  • US Classification:
    705/004000
  • Abstract:
    Termination benefits to employees are paid under an insurance product owned by an employer of the employees, federal or state unemployment taxes are not withheld from the paid termination benefits.

  • Providing Termination Benefits For Employees

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  • US Patent:
    20050273371, Dec 8, 2005
  • Filed:
    Jul 12, 2005
  • Appl. No.:
    11/180023
  • Inventors:
    Brock Callen - Chilmark MA, US
    Hope Callen - Chilmark MA, US
  • International Classification:
    G06F017/60
  • US Classification:
    705004000
  • Abstract:
    A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer. The product reduces adverse selection risks and durational risks associated with periods of unemployment.

  • Providing Termination Benefits For Employees

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  • US Patent:
    63321254, Dec 18, 2001
  • Filed:
    Dec 18, 1998
  • Appl. No.:
    9/215950
  • Inventors:
    Brock W. Callen - Chilmark MA
    Hope C. Callen - Chilmark MA
  • Assignee:
    Spincor LLC - Chilmark MA
  • International Classification:
    G06F 1760
  • US Classification:
    705 4
  • Abstract:
    A computer-based method for pricing and managing an insurance product under which an insurer will provide termination benefits to employees who are non-voluntarily terminated from employment by an employer. The product reduces adverse selection risks and durational risks associated with periods of unemployment.
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