Howard M Rubin

US Patent:

7996249, Aug 9, 2011

Filed:

Jun 3, 2008

Appl. No.:

12/132546

Inventors:

Howard A. Rubin - Pound Ridge NY, US

International Classification:

G06Q 10/00

US Classification:

705 711, 705 35

Abstract:

Information technology (IT) spending by a subject entity is assessed against an industry-wide optimal value of an IT benchmark and a result of that assessment displayed. Importantly, the IT benchmark developed by the present inventor accounts for the subject entity's IT spending as a percentage of the entity's revenue and the entity's IT spending as a percentage of the entity's operating expenses. For the industry as a whole, the optimal value of the IT benchmark is determined on the basis of profitability measures for individual companies within the industry. This process may be performed as part of a larger analysis concerning the subject entity's operations to provide an overall assessment of the entity's financial performance, health, etc.

US Patent:

20060246982, Nov 2, 2006

Filed:

Mar 29, 2005

Appl. No.:

11/092465

Inventors:

Howard Rubin - Deerfield IL, US

International Classification:

A63F 9/24

US Classification:

463016000

Abstract:

A method and apparatus of playing a game of chance. The method includes the steps of providing a plurality of hoppers where each hopper of the plurality of hoppers contains a plurality of randomly selected equally weighted symbolic elements, providing a two-dimensional matrix having a plurality of spaces that corresponds to the plurality of hoppers and where each space of the plurality of spaces of the matrix is associated with a respective hopper of the plurality of hoppers, receiving a bet from a player that defines a physical relationship of predefined winning combinations with symbolic elements within the matrix, randomly selecting a symbolic element from each of the plurality of hoppers and displaying the randomly selected symbolic element in the associated space of the matrix and paying the player for each occurrence where the defined relationship of the bet matches the displayed elements in the two-dimensional matrix.

US Patent:

47410523, May 3, 1988

Filed:

Dec 8, 1986

Appl. No.:

6/939415

Inventors:

Howard J. Rubin - Weston CT

Assignee:

Kombi Ltd. - Naugatuck CT

International Classification:

A41D 1300
A41D 1900
A41D 2702

US Classification:

2161A

Abstract:

A glove or mitten includes a relatively thick insulating inner layer and an outer cover layer. The outer layer has an extra trigger finger receiving stall situated in front of the conventional trigger finger receiving stall. The single trigger finger receiving stall of the inner layer is received within the conventional trigger finger receiving stall of the outer layer. An opening, proximate the trigger finger receiving stall of the inner layer, permits the trigger finger of the wearer to extend through the inner layer and into the extra trigger finger receiving stall of the outer layer. Because the extra trigger finger receiving stall of the outer layer has no thick insulating inner layer therein, the trigger finger, when situated therein, can manipulate the trigger. Thus, the hand covering need not be removed to use the firearm. A waterproof, vapor permeable thin membrane intermediate layer may be provided.

US Patent:

D2541025, Feb 5, 1980

Filed:

Apr 12, 1978

Appl. No.:

5/895871

Inventors:

Howard Rubin - Weston CT

Assignee:

Kombi, Ltd. - Norwalk CT

International Classification:

D0206

US Classification:

D 2373

US Patent:

45278954, Jul 9, 1985

Filed:

Jan 25, 1983

Appl. No.:

6/460761

Inventors:

Howard Rubin - Bayside NY

Assignee:

GemDialogue Systems, Inc. - Bayside NY

International Classification:

G01J 352
G01N 2187

US Classification:

356 30

Abstract:

The inventive method, which provides an accurate, objective and readily reproduceable characterization of the total colored appearance of a gemstone, includes the steps of identifying the main and overlay colors of an illuminated gemstone from among a predetermined set of primary colors by comparison of the stone with a series of reference color charts representing standard samples of the primary colors and of composite mixtures of the primary colors, identifying by comparison the proportion of overlay color to main color in each stone with respect to such proportion in the selected color chart to determine the overlay level, identifying the color saturation of the composite coloration of the gemstone by comparison with the selected color chart to determine the zone of coloration of the stone, and overlaying a color mask and the selected color chart to identify the degree of color masking present in the gemstone.