James K Yoder

US Patent:

7398252, Jul 8, 2008

Filed:

Oct 26, 2001

Appl. No.:

10/045633

Inventors:

Cheryl L. Neofytides - Floral Park NY, US
Aamer Ali Baig - Forest Hills NY, US
Peter M. Karas - Lakewood CO, US
James E. Cowell - Littleton CO, US
James R. Yoder - Chicago IL, US
Matt F. Golub - Tera Fly NJ, US

Assignee:

First Data Corporation - Englewood CO

International Classification:

G06Q 40/00

US Classification:

705 64, 705 26, 395650, 283 58, 364408

Abstract:

According to the invention, a process for transferring credit from a sender to a number of recipients using a wide-area computer network is disclosed. In one step, a server computer system receives information from the sender to transfer credit to the number of recipients. The information includes a unique identifier for each of the number of recipients and a credit amount. A first handler chosen by the sender and a second handler chosen by one of the number of recipients are determined. A credit transfer from the first handler is requested. The credit amount from the first handler is received at the server computer system. The credit amount is sent to the second handler associated with the one of the number of recipients.

US Patent:

20020152168, Oct 17, 2002

Filed:

Oct 26, 2001

Appl. No.:

10/046654

Inventors:

Cheryl Neofytides - Floral Park NY, US
Aamer Baig - Forest Hills NY, US
Peter Karas - Lakewood CO, US
James Cowell - Littleton CO, US
James Yoder - Chicago IL, US
Matt Golub - Tera Fly NJ, US

Assignee:

First Data Corporation - Greenwood Village CO

International Classification:

G06F017/60

US Classification:

705/044000, 705/039000, 705/040000

Abstract:

According to the invention, a method for automatically transferring credit between a stored value fund and a handler using a wide-area computer network is disclosed. In one step, automated transfer information is received at a server computer system from the wide-area computer network that is coupled to a user associated with the stored value fund. The handler chosen by a user for an automated transfer, the direction of the automated transfer with respect to the stored value fund and an amount for the automated transfer are determined. The amount is automatically transferred between the stored value fund and the handler.

US Patent:

20080294554, Nov 27, 2008

Filed:

Aug 5, 2008

Appl. No.:

12/185935

Inventors:

Cheryl L. Neofytides - Putnam Valley NY, US
Aamer Ali Baig - Forest Hills NY, US
Peter M. Karas - Franktown CO, US
James E. Cowell - Littleton CO, US
James R. Yoder - Chicago IL, US
Matt F. Golub - Atlanta GA, US

Assignee:

First Data Corporation - Greenwood Village CO

International Classification:

G06Q 40/00
G06Q 20/00

US Classification:

705 41, 705 42

Abstract:

According to the invention, a method for automatically transferring credit between a stored value fund and a handler using a wide-area computer network is disclosed. In one step, automated transfer information is received at a server computer system from the wide-area computer network that is coupled to a user associated with the stored value fund. The handler chosen by a user for an automated transfer, the direction of the automated transfer with respect to the stored value fund and an amount for the automated transfer are determined. The amount is automatically transferred between the stored value fund and the handler.