Jennifer L Russo

US Patent:

20110264490, Oct 27, 2011

Filed:

Jun 6, 2011

Appl. No.:

13/153890

Inventors:

Sastry Durvasula - New York NY, US
Luke Gebb - New York NY, US
Priyadarshini Koul - New York NY, US
Michael Morris - New York NY, US
Sherree Newhouse - New York NY, US
Manjushri Puranik - New York NY, US
Scott Roen - New York NY, US
Jennifer Russo - New York NY, US
Sripriya Tiku - Scottsdale AZ, US
Robert Wilmes - New York NY, US
David Wolf - New York NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 30/00

US Classification:

705 141, 705 1449

Abstract:

A system and method provide rewards or loyalty incentives to transaction account customers. The system includes a computing platform comprising application programming interfaces that enable users to define marketing programs. The system thus enables an efficient, automated and extensible platform for creating, managing and executing rewards and other marketing related programs.

US Patent:

20120221391, Aug 30, 2012

Filed:

May 8, 2012

Appl. No.:

13/466412

Inventors:

David Wolf - Brooklyn NY, US
Sripriya V. Tiku - Scottsdale AZ, US
Scott M. Roen - Ridgewood NJ, US
Jennifer M. Russo - Brooklyn NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 30/02
G06Q 20/40
G06Q 30/06

US Classification:

705 1417, 705 1427, 705 143

Abstract:

A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The registered card processor receives a record for charge for a purchase made with an enrolled merchant by an enrolled card member customer and uses the record of charge to determine whether the purchase qualifies for a rebate credit in accordance with an offer. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The registered card processor also provides for electronic notification of rewards offers in response to purchases conforming to a specific set of merchant criteria. The system provides a coupon-less way for merchants to provide incentives to customers, and notify customers of other available offers.

US Patent:

20120316945, Dec 13, 2012

Filed:

Aug 23, 2012

Appl. No.:

13/593204

Inventors:

David Wolf - Brooklyn NY, US
Sripriya V. Tiku - Scottsdale AZ, US
Scott M. Roen - Ridgewood NJ, US
Jennifer M. Russo - Brooklyn NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 30/02

US Classification:

705 1417

Abstract:

A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The enrolled card member customer database includes transaction accounts of card member customers enrolled in a loyalty incentive program. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The registered card processor also provides for electronic notification of rewards offers or credit to prepaid cards, in response to purchases conforming to a specific set of merchant criteria. The system provides a coupon-less way for merchants to provide incentive discounts and/or credits to enrolled customers, along with notifying customers of other available incentive offers.

US Patent:

20130304576, Nov 14, 2013

Filed:

Jul 12, 2013

Appl. No.:

13/941306

Inventors:

Shari Forman - Hoboken NJ, US
Luke Gebb - New York NY, US
Priyadarshini Koul - Scottsdale AZ, US
Sathish Muthukrishnan - Phoenix AZ, US
Jennifer Russo - Brooklyn NY, US
Sriprya Tiku - Scotttsdale AZ, US
David Wolf - Brooklyn NY, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 50/00
G06Q 30/02

US Classification:

705 1453

Abstract:

The systems and methods of the disclosure allow user to receive offers through social media channels. The systems and methods are capable of creating offers, ranking the offers based on both transaction data and social media profile activity information, distributing the offers through social media channels, associating the offers with a synced transaction account and providing rewards based on transactions that comply with offers. The rewards may be applied at the time of purchase, in response to authorization information or at settlement as a transaction account credit.