Jennifer W Scott

US Patent:

6859212, Feb 22, 2005

Filed:

Apr 4, 2001

Appl. No.:

09/826747

Inventors:

Srihari Kumar - Santa Clara CA, US
Satyen Desai - San Bruno CA, US
John Kelley - Palo Alto CA, US
Blake Earl Hayward - Redwood Shores CA, US
Jennifer Greene Scott - San Francisco CA, US
Senthil Kumar Pandurangan - San Jose CA, US

Assignee:

Yodlee.com, Inc. - Redwood Shores CA

International Classification:

G06F015/00

US Classification:

345744, 345762, 705 26

Abstract:

A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network. The transaction module comprises, an interactive main interface accessible through the summary interface, the main interface for listing new transactions related to registered financial accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing transaction history, an interactive menu provided within the main interface for assigning categories to the listed transactions, an interactive save feature for saving category assignments to the listed transactions; a interactive bill-payment link provided within the main interface for linking the interface to a bill-payment module and an interactive transfer-funds link provided within the summary interface of the module for linking the summary face of the module to a secondary interface for transferring funds from one account to another. A user operating the main interface from a remote node having access to the data-packet-network may view all transactions according to option of category, account, and time period.

US Patent:

7644023, Jan 5, 2010

Filed:

May 10, 2001

Appl. No.:

09/854233

Inventors:

Srihari Kumar - Santa Clara CA, US
Satyen Desai - San Bruno CA, US
John Kelley - Palo Alto CA, US
Blake Earl Hayward - Redwood Shores CA, US
Jennifer Greene Scott - San Francisco CA, US
Senthil Kumar Pandurangan - San Jose CA, US

Assignee:

Yodlee.com, Inc. - Redwood City CA

International Classification:

G06Q 40/00

US Classification:

705 36R, 705 37

Abstract:

A system for updating parameters of financial transactions associated with financial services initiated and completed on behalf of or directly by a user through access to a data-packet-network into more than one electronic interface accessible to the user is provided. The system comprises, a main electronic interface supported by back-end software, the main interface for registering all user accounts into at least one portfolio group, the accounts accessible in detail through the main interface, at least one cobranded electronic interface supported by back-end software, the cobranded interface mirroring the accounts registered in the main electronic interface and a plurality of institution-specific electronic interfaces for providing direct account registration, reporting, and maintenance specific to accounts provided by the associated institutions. Through direct linking between the main, cobranded, and institution-specific interfaces, any parameters associated with any action initiated to a specific account through any of the interfaces is immediately propagated to the other interfaces.

US Patent:

7685525, Mar 23, 2010

Filed:

Jul 14, 2004

Appl. No.:

10/892078

Inventors:

Srihari Kumar - Santa Clara CA, US
Satyen Desai - San Bruno CA, US
John Kelley - Palo Alto CA, US
Blake Earl Hayward - Redwood Shores CA, US
Jennifer Greene Scott - San Francisco CA, US
Senthil Kumar Pandurangan - San Jose CA, US

Assignee:

Yodlee.com, Inc - Redwood City CA

International Classification:

G06F 15/00
G06F 13/00

US Classification:

715744, 715851

Abstract:

A transaction module having a summary interface is provided as part of a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network. The transaction module comprises, an interactive main interface accessible through the summary interface, the main interface for listing new transactions related to registered financial accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing transaction history, an interactive menu provided within the main interface for assigning categories to the listed transactions, an interactive save feature for saving category assignments to the listed transactions; a interactive bill-payment link provided within the main interface for linking the interface to a bill-payment module and an interactive transfer-funds link provided within the summary interface of the module for linking the summary face of the module to a secondary interface for transferring funds from one account to another. A user operating the main interface from a remote node having access to the data-packet-network may view all transactions according to option of category, account, and time period.

US Patent:

7734541, Jun 8, 2010

Filed:

May 10, 2001

Appl. No.:

09/854222

Inventors:

Srihari Kumar - Redwood City CA, US
Jennifer Greene Scott - San Francisco CA, US
Blake Earl Hayward - Redwood Shores CA, US
Satyen Desai - San Bruno CA, US

Assignee:

Yodlee.com, Inc. - Redwood City CA

International Classification:

G06Q 40/00

US Classification:

705 39, 705 42, 705 18, 235379

Abstract:

In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.

US Patent:

7933834, Apr 26, 2011

Filed:

Jul 13, 2009

Appl. No.:

12/501733

Inventors:

Srihari Kumar - Santa Clara CA, US
Satyen Desai - San Bruno CA, US
John Kelley - Palo Alto CA, US
Blake Earl Hayward - Redwood Shores CA, US
Jennifer Green Scott - San Francisco CA, US
Senthil Kumar Pandurangan - San Jose CA, US

Assignee:

Yodlee.com, Inc. - Redwood City CA

International Classification:

G06Q 40/00

US Classification:

705 42, 705 35, 705 38, 705 39, 705 40, 705 30, 235379

Abstract:

A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided. A bill-payment module is provided within the software suite and comprises, an interactive main interface accessible from the module for listing the bills due and payment accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history, an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments, an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts, an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data, a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface. A user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options. The treatment is ordered by the operating user and performed by proxy by a service entity hosting the interface.

US Patent:

7937325, May 3, 2011

Filed:

Feb 16, 2001

Appl. No.:

09/785929

Inventors:

Srihari Kumar - Santa Clara CA, US
Satyen Desai - San Bruno CA, US
John Kelley - Palo Alto CA, US
Blake Earl Hayward - Redwood Shores CA, US
Jennifer Green Scott - San Francisco CA, US
Senthil Kumar Pandurangan - San Jose CA, US

Assignee:

Yodlee.com, Inc. - Redwood City CA

International Classification:

G06Q 40/00

US Classification:

705 42, 705 35, 705 38, 705 39, 705 40, 705 30, 235379

Abstract:

A server on a data network including software for providing a bill payment service for a user comprising a bill-payment module for navigating to the user's multiple data sources on the data network collecting and aggregating data on behalf of the user comprising, a main interface for listing the bills due and payment accounts of the user, a plurality of links enabling viewing and manipulation of bill history, recurring payments, and automated transfer of funds between registered accounts and a link for viewing calendar data. The system further provides a plurality of drop-down menus wherein each menu is associated with a listed bill, the menus providing a plurality of selectable, interactive options for viewing, managing and paying a bill and a link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface.

US Patent:

7991673, Aug 2, 2011

Filed:

Nov 18, 2009

Appl. No.:

12/621225

Inventors:

Srihari Kumar - Santa Clara CA, US
Satyen Desai - San Bruno CA, US
John Kelley - Palo Alto CA, US
Blake Earl Hayward - Redwood Shores CA, US
Jennifer Green Scott - San Francisco CA, US
Senthil Kumar Pandurangan - San Jose CA, US

Assignee:

Yodlee.com - Redwood City CA

International Classification:

G06Q 40/00

US Classification:

705 36R, 705 37

Abstract:

A system for updating parameters of financial transactions associated with financial services initiated and completed on behalf of or directly by a user through access to a data-packet-network into more than one electronic interface accessible to the user is provided. The system comprises, a main electronic interface supported by back-end software, the main interface for registering all user accounts into at least one portfolio group, the accounts accessible in detail through the main interface, at least one cobranded electronic interface supported by back-end software, the cobranded interface mirroring the accounts registered in the main electronic interface and a plurality of institution-specific electronic interfaces for providing direct account registration, reporting, and maintenance specific to accounts provided by the associated institutions. Through direct linking between the main, cobranded, and institution-specific interfaces, any parameters associated with any action initiated to a specific account through any of the interfaces is immediately propagated to the other interfaces.

US Patent:

8103587, Jan 24, 2012

Filed:

Mar 28, 2011

Appl. No.:

13/073213

Inventors:

Srihari Kumar - Santa Clara CA, US
Satyen Desai - San Bruno CA, US
John Kelley - Pato Alto CA, US
Blake Earl Hayward - Redwood Shores CA, US
Jennifer Green Scott - San Francisco CA, US
Senthil Kumar Pandurangan - San Jose CA, US

Assignee:

Yodlee.com, Inc. - Redwood City CA

International Classification:

G06Q 40/00

US Classification:

705 42, 705 35, 705 38, 705 39, 705 40, 705 30, 235379

Abstract:

A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface.