Business Manager - Digital Innovation Lab at Capital One
Location:
San Francisco, California
Industry:
Financial Services
Work:
Capital One - San Francisco Bay Area since Jan 2013
Business Manager - Digital Innovation Lab
Capital One - San Francisco Bay Area Oct 2012 - Jan 2013
Sr. Business Analyst - Digital Innovation Lab
Capital One - Washington D.C. Metro Area Jul 2011 - Oct 2012
Sr. Business Analyst - Digital Commerce Analytics
Capital One - Washington D.C. Metro Area Jul 2010 - Jul 2011
Business Analyst - Balance Build Product Strategy
Capital One - Richmond, Virginia Area Jun 2009 - Aug 2009
Intern - Customer Focused Solutions
Education:
Georgia Institute of Technology 2009 - 2010
M.S., Mechanical Engineering
University of Illinois at Urbana-Champaign 2004 - 2008
B.S., Mathematics; B.S., Mechanical Engineering
Renmin University of China 2008 - 2009
Study Abroad (Beijing), Mandarin Chinese
City University of Hong Kong 2007 - 2008
Study Abroad (Hong Kong), East Asian Society and Culture
Lyons Township High School 2000 - 2004
Skills:
Business Analytics Consumer Behavior Test Design Mobile Commerce Digital Commerce
Interests:
Consumer Behavior, Business Analytics, Innovation Management, Mobile Payments, Digital Commerce, Emerging Markets, Chinese Language and Culture, International Policy and Foreign Affairs
Languages:
English Chinese
Us Patents
System, Method And Apparatus For Providing Mixed Cart Financing Options
- San Francisco CA, US Vishal Kapoor - San Francisco CA, US Ajai Karthikeyan - San Francisco CA, US Kelsey Ditto - San Francisco CA, US Jesse Kendrick - San Francisco CA, US Huyen Phan - San Francisco CA, US Xiaojing Cui - San Francisco CA, US
International Classification:
G06Q 40/02 G06Q 30/06
Abstract:
A method for employing item-level financing offers in relation to extension of a loan to a user for an online cart including multiple items may include receiving information identifying a first item in the online cart and receiving information identifying a second item in the online cart. The method may further include performing a first credit extension decision with respect to the first item, performing a second credit extension decision with respect to the second item, and providing, based on the first and second credit extension decisions, a financing offer to the user with respect to financing a transaction including both the first and second items. The financing offer includes item-level information regarding details of the first and second credit extension decisions.