Jessica A Turner

US Patent:

7370811, May 13, 2008

Filed:

Jul 7, 2006

Appl. No.:

11/482417

Inventors:

Jessica Ann Turner - Alexandria VA, US
Robert Jerome Greenberg - Glen Allen VA, US
Chitra Jain - Glen Allen VA, US
Eric Fox - Richmond VA, US
Charles Aaron Rosenblatt - Richmond VA, US

Assignee:

Capital One Financial Corporation - McLean VA

International Classification:

G06K 19/06

US Classification:

235493, 235492

Abstract:

Transaction card comprising a substrate having a front face and a back face, a first magnetic stripe for storing data associated with a credit account, the first magnetic stripe being located along an edge of the back face, a second magnetic stripe for storing data associated with a rewards account, the second magnetic stripe being located along another edge of the back face, and account information located on the front face, the account information being associated with the credit account and the rewards account.

US Patent:

20060161478, Jul 20, 2006

Filed:

Jan 6, 2006

Appl. No.:

11/326575

Inventors:

Jessica Turner - Alexandria VA, US
Robert Greenberg - Glen Allen VA, US

International Classification:

G06Q 30/00

US Classification:

705014000

Abstract:

A loyalty and redemption system, method and computer program product includes a selectable connection to a loyalty program hosting server site on a distributed communication network from a merchant site on the network. A customer can access the loyalty program hosting server site through the merchant site. At the loyalty program hosting server site, a user interface page enables the customer to enroll and prioritize reward programs. The loyalty program hosting server site is adapted to calculate a conversion value for the enrolled reward programs and a total currency value. The customer is provided with a rewards card including the calculated currency value, and the loyalty program hosting server site is adapted to deduct currency value from the rewards card based on the prioritized reward programs.