John M Cockerham

US Patent:

20040260657, Dec 23, 2004

Filed:

Feb 19, 2004

Appl. No.:

10/782630

Inventors:

John Cockerham - Hollywood FL, US

International Classification:

G06F017/60

US Classification:

705/076000

Abstract:

The present invention is a system and method for user-controlled on-line transactions. A user computer sends a request to purchase to a merchant computer. The merchant computer sends transaction data and an identifier indicative of an authentication methodology to the user computer and a clearinghouse computer. The purchaser proffers his or her biometric identifier to the user computer. If proffered biometric identifier matches a biometric identifier stored only on the user computer, the user computer sends an authentication dataset of purchaser identifying information associated with the authentication identifier and transaction information to the clearinghouse computer. The clearinghouse computer applies the authentication methodology associated with the authentication identifier to the authentication dataset of purchaser identifying information received from the user computer and to an authentication dataset of purchaser identifying information stored on the clearinghouse computer to authenticate the purchaser. If the purchaser is authenticated, the transaction is authorized by the clearinghouse without any purchaser registration data being provided to the merchant.

US Patent:

20030128099, Jul 10, 2003

Filed:

Sep 26, 2002

Appl. No.:

10/255798

Inventors:

John Cockerham - Huntsville AL, US

International Classification:

H04Q001/00

US Classification:

340/005700, 340/005820

Abstract:

A system and method for securing a defined perimeter using multi-layered biometric electronic processing. The present invention provides means for authorizing objects to enter a defined perimeter, for assigning an object access rights to zones within a defined perimeter, and for monitoring and tracking objects within the defined perimeter without undue intrusion or delay. A private biometric and a public biometric are used to identify a human object to allow the human object to enter a defined perimeter. The public biometric is used monitor the movement of a human object within zones and to identify human objects that are in violation of their assigned access rights. In an air transportation system, the defined perimeter comprises all airport, airport terminals and facilities within the system.