John R Fulton

US Patent:

7774253, Aug 10, 2010

Filed:

Mar 1, 2007

Appl. No.:

11/680933

Inventors:

John A. Fulton - Charlotte NC, US
Ryan C. Karaian - Charlotte NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 20/00

US Classification:

705 35, 705 38, 705 39

Abstract:

System and methods are disclosed to permit the retroactive application of an interest rate change to a loan. An entity acting as an agent for a loan agreement may allocate a portion of the interest collected on a loan into a margin reserve portion. The reserve amount may be increase or decreased as desired. Furthermore, the agent may hold or distribute the reserve amount according to the compliance, or lack of compliance, of the borrower to certain financial reporting procedures, including the meeting of certain financial goals. A pricing grid or performance grid may be included with the loan agreement to assist in the calculation of interest rate changes and changes to the reserve amount. In addition, traders on the secondary market for loans may minimize the risk of over-payment or under-payment.

US Patent:

20160304790, Oct 20, 2016

Filed:

Jun 29, 2016

Appl. No.:

15/196771

Inventors:

- Baytown TX, US
Paul F. Keusenkothen - Houston TX, US
Jeffrey W. Frederick - Spring Mills PA, US
Richard J. Basile - Rockaway NJ, US
John W. Fulton - Annandale VA, US

International Classification:

C10G 9/16
C07C 5/327
C10B 27/06
C10B 47/02
C10B 43/10

Abstract:

The invention relates to a process for converting hydrocarbons into unsaturated products such as acetylene and/or ethylene. The invention also relates to converting acetylene to olefins such as ethylene and/or propylene, to polymerizing the olefins, and to equipment useful for these processes.

US Patent:

20160024388, Jan 28, 2016

Filed:

Oct 8, 2015

Appl. No.:

14/878746

Inventors:

- Baytown TX, US
Paul F. Keusenkothen - Houston TX, US
Jeffrey W. Frederick - Upper Black Eddy PA, US
Richard J. Basile - Rockaway NJ, US
John W. Fulton - Annandale VA, US

International Classification:

C10B 47/02
C10B 27/06
C10B 23/00
C07C 5/35
C07C 5/327

Abstract:

The invention relates to a process for converting hydrocarbons into unsaturated products such as acetylene and/or ethylene. The invention also relates to converting acetylene to olefins such as ethylene and/or propylene, to polymerizing the olefins, and to equipment useful for these processes.