Jon C Patton

US Patent:

20070226140, Sep 27, 2007

Filed:

Mar 24, 2006

Appl. No.:

11/277452

Inventors:

Glade Erikson - Glendale AZ, US
Stacey Crawford - Murray UT, US
Lorrell Arvanitas - Mesa AZ, US
Jon Patton - Sandy UT, US
Vernon Marshall - Montclair NJ, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 40/00

US Classification:

705041000

Abstract:

A method and computer program code for expediting issuance and activation of transaction instruments upon application therefor. A first set of application information is collected from an applicant. The first set of application information is processed to determine whether all required information has been obtained. If the first set of application information, comprises all information required to issue and activate the transaction instrument, then the application process is completed, the transaction instrument is provided to the applicant, and the applicant is permitted to automatically activate the transaction instrument upon receipt. If the first set of application information comprises less than all information required to issue and activate the transaction instrument, then the application process is completed and the transaction instrument is provided to the applicant in an unactivated state. The applicant is required to communicate with the transaction instrument issuer to provide the issuer with a second set of required application information. The accuracy of the second set of required application information is verified, and then the transaction instrument is activated after the second set of required application information has been verified.

US Patent:

20170053266, Feb 23, 2017

Filed:

Aug 25, 2016

Appl. No.:

15/247242

Inventors:

- Wilmington DE, US
Stacey J. Crawford - Murray UT, US
Lorrell Arvanitas - Mesa AZ, US
Jon C. Patton - Sandy UT, US
Vernon Marshall - Montclair NJ, US

International Classification:

G06Q 20/34
G06Q 20/10

Abstract:

A method and computer program code for expediting issuance and activation of transaction instruments upon application therefor. A first set of application information is collected from an applicant. The first set of application information is processed to determine whether all required information has been obtained. If the first set of application information comprises less than all information required to issue and activate the transaction instrument, then the application process is completed and the transaction instrument is provided to the applicant in an unactivated state. The applicant is required to communicate with the transaction instrument issuer to provide the issuer with a second set of required application information. The accuracy of the second set of required application information is verified, and then the transaction instrument is activated after the second set of required application information has been verified.