Julie R Jordan

US Patent:

20190066222, Feb 28, 2019

Filed:

Jun 28, 2018

Appl. No.:

16/021593

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
H04W 4/40
G08G 1/0968
G01C 21/26
G06Q 10/06
G01C 21/34
G06Q 30/02
G08G 1/00

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20190066223, Feb 28, 2019

Filed:

Jun 28, 2018

Appl. No.:

16/021678

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
H04W 4/40
G08G 1/0968
G01C 21/26
G06Q 10/06
G01C 21/34
G06Q 30/02
G08G 1/00

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20180260907, Sep 13, 2018

Filed:

May 9, 2018

Appl. No.:

15/974861

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Northbrook IL, US

International Classification:

G06Q 40/08
G01C 21/26
G01C 21/34
G06Q 30/02
G06Q 10/06
G08G 1/0968
G08G 1/00

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20180082383, Mar 22, 2018

Filed:

Nov 30, 2017

Appl. No.:

15/827860

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
H04W 4/04
G08G 1/00
G08G 1/0968
G01C 21/26
G06Q 10/06
G01C 21/34
G06Q 30/02

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20160189305, Jun 30, 2016

Filed:

Mar 30, 2015

Appl. No.:

14/673150

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
G01C 21/26

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20160189306, Jun 30, 2016

Filed:

Apr 27, 2015

Appl. No.:

14/697131

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 10/10
G01C 21/34

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20160189307, Jun 30, 2016

Filed:

Apr 27, 2015

Appl. No.:

14/697141

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
G01C 21/34

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

US Patent:

20160189308, Jun 30, 2016

Filed:

Apr 27, 2015

Appl. No.:

14/697153

Inventors:

- Northbrook IL, US
Julie A. Jordan Peters - Libertyville IL, US

International Classification:

G06Q 40/08
G06Q 30/02
H04W 4/04

Abstract:

A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.