Karen M Moore

US Patent:

8639622, Jan 28, 2014

Filed:

Aug 30, 2010

Appl. No.:

12/871761

Inventors:

Alicia Y. Moore - San Ramon CA, US
Michael R. Thomas - San Francisco CA, US
Andrew Diggdon - Oakland CA, US
John Maher - Fairfax CA, US
Karen Lynne Moore - Vacaville CA, US
Yon Wing Lee - San Francisco CA, US
Brian Paul McMahon - Berkeley CA, US

Assignee:

Wells Fargo Bank, N.A. - San Francisco CA

International Classification:

G06Q 40/00
G06Q 20/00
G06Q 10/10
G06Q 40/02
G06Q 40/04

US Classification:

705 43, 705 35, 705 42, 705 44

Abstract:

A computer-implemented data processing system includes a data storage system; and a processor and program logic stored in memory and executable by the processor, the program logic including account management logic coupled to the data storage system and configured to manage accounts respectively associated with a plurality of users, the account management logic including account processing logic configured to process transactions for the accounts and store account data related to the accounts in the data storage device; and budget logic coupled to the account management logic and configured to provide budget data including budget cash flow amounts for a user for cash withdrawals, the cash withdrawals executed via automated teller machines (ATMs). The budget logic enables the user to access and modify the budget data including the budget spending amounts via the ATMs.