Kathleen J Swain

US Patent:

20160005130, Jan 7, 2016

Filed:

Jul 7, 2014

Appl. No.:

14/324609

Inventors:

Ramsey Devereaux - San Antonio TX, US
Michael J. Allen - San Antonio TX, US
Spencer Read - Helotes TX, US
David S. Franck - San Antonio TX, US
Daniela Wheeler - Boerne TX, US
Kathleen L. Swain - Peoria AZ, US
Cleburne R. Burgess - Fair Oaks Ranch TX, US

Assignee:

United Services Automobile Association - San Antonio TX

International Classification:

G06Q 40/08

Abstract:

A computer device and method for processing data to determine insurance coverage for objects and associated recoverable depreciation based upon informatic data. Informatic data is received from one or more informatic sensor devices relating to one or more objects associated with an insured property. Computer analysis is performed on the received informatic data to determine an insurance claim event for at least one of the one or more objects associated with the insured property. Computer analysis is also performed on the received informatic data to determine if recoverable depreciation is applicable to a determined insurance claim.