Kelly P Hall

US Patent:

8104673, Jan 31, 2012

Filed:

Jun 28, 2006

Appl. No.:

11/427020

Inventors:

Kerry Michelle Cantley - Fort Mill SC, US
David Todd Frew - Fort Mill SC, US
Kelly Scot Hall - Charlotte NC, US
William R. Gollnick - Indian Trail NC, US
Scott Samuel Murray - Charlotte NC, US
Jeffrey R. Woodside - Huntersville NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 40/00

US Classification:

235379

Abstract:

Method and system for processing image returns. Embodiments of the invention provide for automating data flow and reporting processes connected with administrate image returns to a financial institution with multiple image processing sites. A computer-implemented method of processing a cash letter file identifying returned items includes obtaining an identifier for a processing site for each item identified in the cash letter file. A separate report corresponding to each processing site as indicated by the identifier is assembled. The report lists each returned item for the processing site. Each separate report is forwarded to each processing site to enable the processing site to re-process just the returned items specific to the processing site. Provision is also made for automatically updated stored ledger information based on a cash letter settlement table.

US Patent:

8126803, Feb 28, 2012

Filed:

Jul 9, 2007

Appl. No.:

11/774687

Inventors:

Douglas P. Elliott - Kennedale TX, US
David McMann - Garland TX, US
Lowell R. Huff - Manchester MO, US
Lynn Flesher - Celina TX, US
David Frew - Fort Mill SC, US
Kelly S. Hall - Charlotte NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 20/00

US Classification:

705 38

Abstract:

An automated system can be provided for continuously and accurately assigning float to deposit credits within a financial institution. A normalized market segment is continuously assigned to each account by extracting information from a plurality of disparate demand deposit account systems. Deposit credits are gathered from disparate known capture sites and the normalized market segment is assigned to a deposit credit for a corresponding account. A float assignment can then be made for a deposit credit so that the float reflects both a deposit location and current domestic information for the corresponding account. A system for implementing the invention can include a float system connected to a transaction exchange system.